# Citizens Smart vs accessDEPOSIT® Mobile

The clearest difference is rating: Citizens Smart at 3.6 against accessDEPOSIT® Mobile's 1.9. Citizens Smart also leads on update cadence (fortnightly vs every 16 months) and review sentiment (10% vs 0%). accessDEPOSIT® Mobile's advantage is iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart holds the better App Store score, 3.6 against 1.9. Both are backed by a comparable volume of ratings — 31 and 8 respectively. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 0% of accessDEPOSIT® Mobile's.

Citizens Smart ships an update fortnightly, accessDEPOSIT® Mobile every 16 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Citizens Smart | accessDEPOSIT® Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (31 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | [1.9 (8 ratings)](https://appshunter.io/ios/app/accessdeposit-mobile/id1179433373/reviews) |
| Number of ratings | **31** | 8 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 16 months |
| Monetization | Free | Free |
| Size | 187 MB | 97 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### accessDEPOSIT® Mobile

[App page](https://appshunter.io/ios/app/accessdeposit-mobile/id1179433373)

This app allows business users to make secure mobile deposits, capture payment information, and access historical transaction data. It complements a web-based Remote Deposit Capture application, enabling financial management from any location.

**Highlights:** Secure mobile deposits, Capture multiple checks, Key payment information, Capture remittance/invoice images, Access historical data, Tutorial and image capture test

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is accessDEPOSIT® Mobile free?

accessDEPOSIT® Mobile is free to download, with no in-app purchases.

### Which has better reviews, Citizens Smart or accessDEPOSIT® Mobile?

Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 31 ratings, while accessDEPOSIT® Mobile averages 1.9 from 8 ratings.

### Do Citizens Smart or accessDEPOSIT® Mobile have ads?

Neither Citizens Smart nor accessDEPOSIT® Mobile shows ads.

### Which is updated more often, Citizens Smart or accessDEPOSIT® Mobile?

Citizens Smart ships an update fortnightly, and accessDEPOSIT® Mobile every 16 months. Most recently, Citizens Smart was updated on November 1, 2026 and accessDEPOSIT® Mobile on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*