# Citizens Smart vs connectIPS

The clearest difference is rating: Citizens Smart at 3.6 against connectIPS's 2.1. Citizens Smart also leads on update cadence (fortnightly vs every 5 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart holds the better App Store score, 3.6 against 2.1. Both are backed by a comparable volume of ratings — 30 and 36 respectively. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 8% of connectIPS's.

Citizens Smart ships an update fortnightly, connectIPS every 5 weeks. The most recent releases landed on September 8, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Citizens Smart | connectIPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (30 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | [2.1 (36 ratings)](https://appshunter.io/ios/app/connectips/id1449940087/reviews) |
| Number of ratings | 30 | **36** |
| Positive reviews | **10.0% of reviews** | 8.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 175 MB | 44 MB |
| Requires iOS | **12.4** | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [Nepal Clearing House Ltd Nchl](https://appshunter.io/developer/1449940086) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### connectIPS

[App page](https://appshunter.io/ios/app/connectips/id1449940087)

This platform allows users to link bank accounts for seamless payment processing, fund transfers, and creditor payments. It supports various transaction types, including citizen-to-government, customer-to-business, and peer-to-peer payments directly from bank accounts.

**Highlights:** Link bank accounts, Payment processing, Fund transfers, Creditor payments, C2G payments, C2B payments, P2P payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great app for banking transactions
- 👍 Service is awesome

**What reviewers complain about**

- 🐛 App crashing frequently
- 🐛 Session expired issues
- 🐛 Login problems
- 🐛 App crashes after updates
- 🐛 UI/UX issues with text visibility

**Reported bugs**

- App crashing after new update
- App closes when opened after a few days on iOS
- Issue in getting transaction summary
- Cannot log in on iOS 15.3.1, crashes immediately
- Biometric and traditional login not working

**Requested features**

- Add email OTP/verification
- Better international access support
- Add payment of water service
- Improve app performance for device ID retrieval
- Update system for password changes from email


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is connectIPS free?

connectIPS is free to download, with no in-app purchases.

### Which has better reviews, Citizens Smart or connectIPS?

Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 30 ratings, while connectIPS averages 2.1 from 36 ratings.

### Do Citizens Smart or connectIPS have ads?

Neither Citizens Smart nor connectIPS shows ads.

### Which is updated more often, Citizens Smart or connectIPS?

Citizens Smart ships an update fortnightly, and connectIPS every 5 weeks. Most recently, Citizens Smart was updated on September 8, 2026 and connectIPS on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*