# Citizens Smart vs Progressive Smart

The clearest difference is rating: Citizens Smart at 3.6 against Progressive Smart's 3.0. Citizens Smart also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (31 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: Citizens Smart has 31 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 0% of Progressive Smart's.

Citizens Smart ships an update every 3 weeks, Progressive Smart every 3 months. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Citizens Smart | Progressive Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (31 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/progressive-smart/id1515703277/reviews) |
| Number of ratings | **31** | 2 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 177 MB | 183 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [Progressive Finance Limited](https://appshunter.io/developer/1515703276) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### Progressive Smart

[App page](https://appshunter.io/ios/app/progressive-smart/id1515703277)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, and fund transfers easily. Enjoy instant payments via QR code and access account information anytime, anywhere.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is Progressive Smart free?

Progressive Smart is free to download, with no in-app purchases.

### Which has better reviews, Citizens Smart or Progressive Smart?

Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 31 ratings, while Progressive Smart averages 3.0 from 2 ratings.

### Do Citizens Smart or Progressive Smart have ads?

Neither Citizens Smart nor Progressive Smart shows ads.

### Which is updated more often, Citizens Smart or Progressive Smart?

Citizens Smart ships an update every 3 weeks, and Progressive Smart every 3 months. Most recently, Citizens Smart was updated on October 10, 2026 and Progressive Smart on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*