# Citizens Smart vs Goodwill Finance Smart

The clearest difference is update cadence: Citizens Smart at fortnightly against Goodwill Finance Smart's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart ships an update fortnightly, Goodwill Finance Smart every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Citizens Smart | Goodwill Finance Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (31 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | — |
| Number of ratings | **31** | — |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 187 MB | 184 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [Goodwill Mobile Banking](https://appshunter.io/developer/1451073752) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### Goodwill Finance Smart

[App page](https://appshunter.io/ios/app/goodwill-finance-smart/id1588923021)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is Goodwill Finance Smart free?

Goodwill Finance Smart is free to download, with no in-app purchases.

### Do Citizens Smart or Goodwill Finance Smart have ads?

Neither Citizens Smart nor Goodwill Finance Smart shows ads.

### Which is updated more often, Citizens Smart or Goodwill Finance Smart?

Citizens Smart ships an update fortnightly, and Goodwill Finance Smart every 6 weeks. Most recently, Citizens Smart was updated on October 24, 2026 and Goodwill Finance Smart on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*