# Citizens Smart vs NIMB Smart

The clearest difference is rating: Citizens Smart at 3.6 against NIMB Smart's 3.4. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart holds the better App Store score, 3.6 against 3.4. Both are backed by a comparable volume of ratings — 30 and 61 respectively. Written reviews complicate that: 10% of Citizens Smart's written reviews are positive against 17% of NIMB Smart's, so the app with the better star average is not the one people write more warmly about.

Citizens Smart ships an update fortnightly, NIMB Smart monthly. The most recent releases landed on September 8, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | Citizens Smart | NIMB Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (30 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | [3.4 (61 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews) |
| Number of ratings | 30 | **61** |
| Positive reviews | 10.0% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 175 MB | 173 MB |
| Requires iOS | 12.4 | 12.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Which has better reviews, Citizens Smart or NIMB Smart?

Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 30 ratings, while NIMB Smart averages 3.4 from 61 ratings.

### Do Citizens Smart or NIMB Smart have ads?

Neither Citizens Smart nor NIMB Smart shows ads.

### Which is updated more often, Citizens Smart or NIMB Smart?

Citizens Smart ships an update fortnightly, and NIMB Smart monthly. Most recently, Citizens Smart was updated on September 8, 2026 and NIMB Smart on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*