# Citizens Smart vs DigiShine

The clearest difference is rating: Citizens Smart at 3.6 against DigiShine's 3.1. Citizens Smart also leads on review sentiment (10% vs 0%) and ratings volume (31 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Citizens Smart holds the better App Store score, 3.6 against 3.1. Both are backed by a comparable volume of ratings — 31 and 7 respectively. Written reviews point the same way: 10% of Citizens Smart's written reviews are positive against 0% of DigiShine's.

Citizens Smart ships an update every 3 weeks, DigiShine every 5 weeks. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Citizens Smart | DigiShine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (31 ratings)](https://appshunter.io/ios/app/citizens-smart/id881860234/reviews)** | [3.1 (7 ratings)](https://appshunter.io/ios/app/digishine/id955306740/reviews) |
| Number of ratings | **31** | 7 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 177 MB | 184 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Citizens Bank International Ltd.](https://appshunter.io/developer/1398765830) | [Shine Resunga Development Bank](https://appshunter.io/developer/1414131432) |

## What reviewers say

### Citizens Smart

[App page](https://appshunter.io/ios/app/citizens-smart/id881860234)

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Instant online payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### DigiShine

[App page](https://appshunter.io/ios/app/digishine/id955306740)

This mobile banking application allows customers to manage their accounts via SMS. Perform balance inquiries, request mini-statements, transfer funds, buy airtime, and make payments. It's designed for customers of Shine Resunga Development Bank Limited Nepal.

**Highlights:** Check account balances, Request mini-statements, Transfer funds, Buy airtime top-ups, Make payments, SMS-based transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citizens Smart free?

Citizens Smart is free to download, with no in-app purchases.

### Is DigiShine free?

DigiShine is free to download, with no in-app purchases.

### Which has better reviews, Citizens Smart or DigiShine?

Citizens Smart is rated higher. Citizens Smart averages 3.6 out of 5 from 31 ratings, while DigiShine averages 3.1 from 7 ratings.

### Do Citizens Smart or DigiShine have ads?

Neither Citizens Smart nor DigiShine shows ads.

### Which is updated more often, Citizens Smart or DigiShine?

Citizens Smart ships an update every 3 weeks, and DigiShine every 5 weeks. Most recently, Citizens Smart was updated on October 10, 2026 and DigiShine on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*