# Debit & Credit vs Kontrolla

The clearest difference is in-app purchases: Kontrolla at none against Debit & Credit's 3. Kontrolla also leads on update cadence (every 9 days vs every 3 weeks). Debit & Credit's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 26.0). On price and ads there is nothing between them.

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year. Kontrolla asks for nothing beyond the download.

Debit & Credit ships an update every 3 weeks, Kontrolla every 9 days. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Debit & Credit | Kontrolla |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** | — |
| Number of ratings | **2.4K** | — |
| Positive reviews | 89.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 30 MB | 10 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) | [Vitali Quiering](https://appshunter.io/developer/1857447419) |

## What reviewers say

### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


### Kontrolla

[App page](https://appshunter.io/ios/app/kontrolla/id6756241024)

**In-app purchases:** none


## Frequently asked questions

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Is Kontrolla free?

Kontrolla is free to download, with no in-app purchases.

### Do Debit & Credit or Kontrolla have ads?

Neither Debit & Credit nor Kontrolla shows ads.

### Which is updated more often, Debit & Credit or Kontrolla?

Debit & Credit ships an update every 3 weeks, and Kontrolla every 9 days. Most recently, Debit & Credit was updated on November 1, 2026 and Kontrolla on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*