# Debit & Credit vs Flowt

The clearest difference is chart position: Debit & Credit at #199 against Flowt's unranked. Debit & Credit also leads on device support (4 vs 2). Flowt's advantage is update cadence (every 8 days vs every 3 weeks) and review sentiment (100% vs 89%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year and Flowt sells 3 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

Debit & Credit ships an update every 3 weeks, Flowt every 8 days. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Debit & Credit | Flowt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews)** | — |
| Number of ratings | **2.4K** | — |
| Positive reviews | 89.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#199** | — |
| Size | 30 MB | 46 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) | [Zhenghan Yong](https://appshunter.io/developer/1887549656) |

## What reviewers say

### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

**Currently charting:** #199 Top Grossing · Finance (US App Store)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


### Flowt

[App page](https://appshunter.io/ios/app/flowt-shared-expense-app/id6761057049)

Easily track shared expenses and manage household budgets with friends, partners, or roommates. Automate expense splitting, scan receipts with AI, and visualize your spending habits to keep finances clear and avoid awkward money talks.

**Highlights:** Track shared and personal expenses, Split costs 50/50 or custom, AI-powered receipt scanning, Monthly spending charts by category, Budget limits with visual indicators, Create budget spaces for groups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flowt Pro Monthly | $9.99 | per month |
| Flowt Pro Yearly | $79.99 | per year |
| Flowt Pro Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Is Flowt free?

Flowt is free to download, with in-app purchases available.

### Do Debit & Credit or Flowt have ads?

Neither Debit & Credit nor Flowt shows ads.

### Which is updated more often, Debit & Credit or Flowt?

Debit & Credit ships an update every 3 weeks, and Flowt every 8 days. Most recently, Debit & Credit was updated on October 24, 2026 and Flowt on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*