# Debit & Credit vs Simple Register

The clearest difference is ratings volume: Debit & Credit at 2.4K against Simple Register's 11. Debit & Credit also leads on monetization model (free with in-app purchases vs paid) and chart position (#184 vs unranked). Simple Register's advantage is rating (5.0 vs 4.8) and review sentiment (100% vs 89%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Debit & Credit sells 3 in-app purchases, starting at $19.99 per year and Simple Register sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Simple Register holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Debit & Credit has 2.4K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 89% of Debit & Credit's written reviews are positive against 100% of Simple Register's.

Debit & Credit ships an update every 3 weeks, Simple Register every 2 weeks. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debit & Credit | Simple Register |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.4K ratings)](https://appshunter.io/ios/app/debit-and-credit/id882637543/reviews) | **[5.0 (11 ratings)](https://appshunter.io/ios/app/simple-register/id6789787443/reviews)** |
| Number of ratings | **2.4K** | 11 |
| Positive reviews | 89.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | **#184** | — |
| Size | 30 MB | 14 MB |
| Requires iOS | **15.0** | 26.5 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Ivan Pavlov Pty Ltd](https://appshunter.io/developer/375311513) | [Jennifer Hendrickson](https://appshunter.io/developer/1889177840) |

## What reviewers say

### Debit & Credit

[App page](https://appshunter.io/ios/app/debit-and-credit/id882637543)

**Currently charting:** #184 Top Grossing · Finance (US App Store)

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

**Highlights:** All accounts in one app, Apple Card integration, Fast transaction entry, Budgets and scheduled transactions, Financial planning, Detailed reports, iCloud sync, Shared accounts

**Features:** Family Sharing, Siri integration, Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |
| Premium Version | $19.99 | per year |

**What reviewers like**

- 🚀 Great app
- 👍 Simple and easy to use
- 🔒 Secure and private
- 💻 Seamless sync between devices
- 📊 Excellent budgeting and reporting features

**What reviewers complain about**

- 🐛 Occasional bugs and glitches
- 💰 Subscription model may be costly for some
- 🔍 Limited customization options
- 📅 Lack of advanced scheduling and forecasting

**Reported bugs**

- Duplication of transactions
- Syncing issues between devices
- Incorrect account balances

**Requested features**

- Ability to track cryptocurrency transactions
- Option to view uncleared and cleared balances separately
- More detailed budget and spending visualizations
- Improved shared account management


### Simple Register

[App page](https://appshunter.io/ios/app/simple-register/id6789787443)

This app provides a digital checkbook register for tracking personal finances. It allows users to quickly record transactions, manage bills, and reconcile statements without connecting to bank accounts. Designed for privacy, it offers local-only mode and optional biometric security.

**Highlights:** Digital checkbook register, Record payments, deposits, checks, transfers, Bill planning and reminders, Statement reconciliation, Multiple register support, Data export to CSV/PDF, Optional biometric security

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 7-day Trial | Free | one-time |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Full Unlock | $9.99 | one-time |
| Generous Tip | $9.99 | one-time |


## Frequently asked questions

### Is Debit & Credit free?

Debit & Credit is free to download, with in-app purchases available.

### Is Simple Register free?

Simple Register is free to download, with in-app purchases available.

### Which has better reviews, Debit & Credit or Simple Register?

Simple Register is rated higher. Debit & Credit averages 4.8 out of 5 from 2.4K ratings, while Simple Register averages 5.0 from 11 ratings.

### Do Debit & Credit or Simple Register have ads?

Neither Debit & Credit nor Simple Register shows ads.

### Which is updated more often, Debit & Credit or Simple Register?

Debit & Credit ships an update every 3 weeks, and Simple Register every 2 weeks. Most recently, Debit & Credit was updated on November 1, 2026 and Simple Register on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*