# Borrow vs HelpOut App

The clearest difference is in-app purchases: HelpOut App at none against Borrow's 3. HelpOut App also leads on rating (4.6 vs 4.3) and iOS requirement (13.0 vs 18.0). Borrow's advantage is device support (4 vs 2). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Borrow sells 3 one-off in-app purchases. HelpOut App asks for nothing beyond the download.

HelpOut App holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 12 and 11 respectively. Written reviews split almost evenly too, at 75% and 75% positive.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 25, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Borrow | HelpOut App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (12 ratings)](https://appshunter.io/ios/app/borrow/id885644065/reviews) | **[4.6 (11 ratings)](https://appshunter.io/ios/app/helpout-app/id1553747073/reviews)** |
| Number of ratings | **12** | 11 |
| Positive reviews | 75.0% of reviews | 75.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 9 MB | 87 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tobias Totzek](https://appshunter.io/developer/486713716) | [Helpout LLC](https://appshunter.io/developer/1686880144) |

## What reviewers say

### Borrow

[App page](https://appshunter.io/ios/app/borrow/id885644065)

Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.

**Highlights:** Track lent and borrowed items, Over 30 predefined categories, Automatic reminders, Contact friends via email, SMS, WhatsApp, Instagram, Cross-device syncing, Access data anytime, anywhere

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cup of Coffee | $1.99 | one-time |
| Piece of Cake | $3.49 | one-time |
| Pizza | $7.99 | one-time |


### HelpOut App

[App page](https://appshunter.io/ios/app/helpout-app/id1553747073)

Connect with friends and family to send and receive money requests for personal goals or to support others in need. This platform facilitates collaborative financial assistance, breaking down traditional fundraising barriers. Turn your dreams into reality by easily requesting funds for various life events or emergencies.

**Highlights:** Send and receive money requests, Connect with friends and family, Support personal goals and causes, Customizable request amounts, Public or private request visibility, Share requests on social media

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Borrow free?

Borrow is free to download, with in-app purchases available.

### Is HelpOut App free?

HelpOut App is free to download, with no in-app purchases.

### Which has better reviews, Borrow or HelpOut App?

HelpOut App is rated higher. Borrow averages 4.3 out of 5 from 12 ratings, while HelpOut App averages 4.6 from 11 ratings.

### Do Borrow or HelpOut App have ads?

Neither Borrow nor HelpOut App shows ads.

### Which is updated more often, Borrow or HelpOut App?

Borrow ships an update every 3 weeks, and HelpOut App every 3 weeks. Most recently, Borrow was updated on September 25, 2026 and HelpOut App on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*