# Borrow vs Kako Loan

The clearest difference is in-app purchases: Kako Loan at none against Borrow's 3. Kako Loan also leads on iOS requirement (15.0 vs 18.0). Borrow's advantage is update cadence (every 3 weeks vs every 2 months) and device support (4 vs 2). On price and ads there is nothing between them.

Both are free to download. Borrow sells 3 one-off in-app purchases. Kako Loan asks for nothing beyond the download.

Borrow ships an update every 3 weeks, Kako Loan every 2 months. The most recent releases landed on October 11, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Borrow | Kako Loan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (12 ratings)](https://appshunter.io/ios/app/borrow/id885644065/reviews)** | — |
| Number of ratings | **12** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 9 MB | 30 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tobias Totzek](https://appshunter.io/developer/486713716) | [CHHAY VANDYRICHAT](https://appshunter.io/developer/1883607397) |

## What reviewers say

### Borrow

[App page](https://appshunter.io/ios/app/borrow/id885644065)

Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.

**Highlights:** Track lent and borrowed items, Over 30 predefined categories, Automatic reminders, Contact friends via email, SMS, WhatsApp, Instagram, Cross-device syncing, Access data anytime, anywhere

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cup of Coffee | $1.99 | one-time |
| Piece of Cake | $3.49 | one-time |
| Pizza | $7.99 | one-time |


### Kako Loan

[App page](https://appshunter.io/ios/app/kako-loan/id6760614903)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Borrow free?

Borrow is free to download, with in-app purchases available.

### Is Kako Loan free?

Kako Loan is free to download, with no in-app purchases.

### Do Borrow or Kako Loan have ads?

Neither Borrow nor Kako Loan shows ads.

### Which is updated more often, Borrow or Kako Loan?

Borrow ships an update every 3 weeks, and Kako Loan every 2 months. Most recently, Borrow was updated on October 11, 2026 and Kako Loan on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*