# SACOMBANK mBanking vs OPES

The clearest difference is rating: OPES at 5.0 against SACOMBANK mBanking's 2.4. OPES also leads on update cadence (fortnightly vs every 2 months) and review sentiment (33% vs 16%). SACOMBANK mBanking's advantage is ratings volume (94 vs 2) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPES holds the better App Store score, 5.0 against 2.4. That said, the two scores are not equally well evidenced: SACOMBANK mBanking has 94 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 16% of SACOMBANK mBanking's written reviews are positive against 33% of OPES's.

SACOMBANK mBanking ships an update every 2 months, OPES fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SACOMBANK mBanking | OPES |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (94 ratings)](https://appshunter.io/ios/app/sacombank-mbanking/id885814869/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/opes/id1440456586/reviews)** |
| Number of ratings | **94** | 2 |
| Positive reviews | 15.8% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 99 MB | 153 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) | [OPES INSURANCE JOINT STOCK COMPANY](https://appshunter.io/developer/1440456585) |

## What reviewers say

### SACOMBANK mBanking

[App page](https://appshunter.io/ios/app/sacombank-mbanking/id885814869)

Manage your finances with a secure and modern mobile banking application. Perform various transactions like QR payments, money transfers, and manage accounts and cards. Access diverse services for daily expenses and credit card needs.

**Highlights:** QR Payment, Account and card overview, Online term deposit management, Money transfers (internal and external), Cardless ATM withdrawal, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Full credit card management
- 👍 Good security
- 👍 Fast and convenient
- 👍 Clear interface
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 App freezes on loading
- 🐛 Inaccessible from abroad
- 🐛 QR scan broken

**Reported bugs**

- QR scan to pay broken on iPhones
- App freezes on loading screen
- Cannot access account from outside Vietnam
- Transaction history shows only a few characters
- App crashes frequently

**Requested features**

- Add buy phone card function
- Add transfer via card number
- Add session extension
- Add edit function for transfers
- Add fingerprint login


### OPES

[App page](https://appshunter.io/ios/app/opes/id1440456586)

This app offers a leading online platform for purchasing and researching insurance products in Vietnam. It provides personalized services and comprehensive protection plans at affordable prices, aiming to deliver a unique and energetic user experience.

**Highlights:** Online insurance purchase, Telematics technology integration, Locate nearby services, Promotions and rewards, Personalized services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SACOMBANK mBanking free?

SACOMBANK mBanking is free to download, with no in-app purchases.

### Is OPES free?

OPES is free to download, with no in-app purchases.

### Which has better reviews, SACOMBANK mBanking or OPES?

OPES is rated higher. SACOMBANK mBanking averages 2.4 out of 5 from 94 ratings, while OPES averages 5.0 from 2 ratings.

### Do SACOMBANK mBanking or OPES have ads?

Neither SACOMBANK mBanking nor OPES shows ads.

### Which is updated more often, SACOMBANK mBanking or OPES?

SACOMBANK mBanking ships an update every 2 months, and OPES fortnightly. Most recently, SACOMBANK mBanking was updated on October 26, 2026 and OPES on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*