# SACOMBANK mBanking vs HDBank

The clearest difference is rating: HDBank at 3.5 against SACOMBANK mBanking's 2.4. HDBank also leads on update cadence (fortnightly vs every 2 months) and review sentiment (30% vs 16%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank holds the better App Store score, 3.5 against 2.4. Both are backed by a comparable volume of ratings — 93 and 93 respectively. Written reviews point the same way: 16% of SACOMBANK mBanking's written reviews are positive against 30% of HDBank's.

SACOMBANK mBanking ships an update every 2 months, HDBank fortnightly. The most recent releases landed on September 20, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | SACOMBANK mBanking | HDBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (93 ratings)](https://appshunter.io/ios/app/sacombank-mbanking/id885814869/reviews) | **[3.5 (93 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** |
| Number of ratings | 93 | 93 |
| Positive reviews | 15.8% of reviews | **30.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 99 MB | 644 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SAIGON THUONG TIN COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) |

## What reviewers say

### SACOMBANK mBanking

[App page](https://appshunter.io/ios/app/sacombank-mbanking/id885814869)

Manage your finances with a secure and modern mobile banking application. Perform various transactions like QR payments, money transfers, and manage accounts and cards. Access diverse services for daily expenses and credit card needs.

**Highlights:** QR Payment, Account and card overview, Online term deposit management, Money transfers (internal and external), Cardless ATM withdrawal, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Full credit card management
- 👍 Good security
- 👍 Fast and convenient
- 👍 Clear interface
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 App freezes on loading
- 🐛 Inaccessible from abroad
- 🐛 QR scan broken

**Reported bugs**

- QR scan to pay broken on iPhones
- App freezes on loading screen
- Cannot access account from outside Vietnam
- Transaction history shows only a few characters
- App crashes frequently

**Requested features**

- Add buy phone card function
- Add transfer via card number
- Add session extension
- Add edit function for transfers
- Add fingerprint login


### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SACOMBANK mBanking free?

SACOMBANK mBanking is free to download, with no in-app purchases.

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Which has better reviews, SACOMBANK mBanking or HDBank?

HDBank is rated higher. SACOMBANK mBanking averages 2.4 out of 5 from 93 ratings, while HDBank averages 3.5 from 93 ratings.

### Do SACOMBANK mBanking or HDBank have ads?

Neither SACOMBANK mBanking nor HDBank shows ads.

### Which is updated more often, SACOMBANK mBanking or HDBank?

SACOMBANK mBanking ships an update every 2 months, and HDBank fortnightly. Most recently, SACOMBANK mBanking was updated on September 20, 2026 and HDBank on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*