# SACOMBANK mBanking vs ACB ONE

The clearest difference is rating: ACB ONE at 3.4 against SACOMBANK mBanking's 2.4. ACB ONE also leads on update cadence (fortnightly vs every 2 months). SACOMBANK mBanking's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACB ONE holds the better App Store score, 3.4 against 2.4. Both are backed by a comparable volume of ratings — 94 and 191 respectively. Written reviews split almost evenly too, at 16% and 16% positive.

SACOMBANK mBanking ships an update every 2 months, ACB ONE fortnightly. The most recent releases landed on November 8, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SACOMBANK mBanking | ACB ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (94 ratings)](https://appshunter.io/ios/app/sacombank-mbanking/id885814869/reviews) | **[3.4 (191 ratings)](https://appshunter.io/ios/app/acb-one/id950141024/reviews)** |
| Number of ratings | 94 | **191** |
| Positive reviews | 15.5% of reviews | **15.7% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 102 MB | 261 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) | [ASIA COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/950141023) |

## What reviewers say

### SACOMBANK mBanking

[App page](https://appshunter.io/ios/app/sacombank-mbanking/id885814869)

Manage your finances with a secure and modern mobile banking app. Perform various transactions, view account details, and pay bills with ease. Enjoy convenient features like QR payments and cardless ATM withdrawals.

**Highlights:** QR Payment, Account and card overview, Online term deposit management, Interbank and intrabank transfers, Cardless ATM withdrawals, Credit card services, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Full credit card management
- 👍 Good security
- 👍 Fast and convenient
- 👍 Clear interface
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Login issues
- 🐛 App freezes on loading
- 🐛 Inaccessible from abroad
- 🐛 QR scan broken

**Reported bugs**

- QR scan to pay broken on iPhones
- App freezes on loading screen
- Cannot access account from outside Vietnam
- Transaction history shows only a few characters
- App crashes frequently

**Requested features**

- Add buy phone card function
- Add transfer via card number
- Add session extension
- Add edit function for transfers
- Add fingerprint login


### ACB ONE

[App page](https://appshunter.io/ios/app/acb-one/id950141024)

This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.

**Highlights:** 100% online account setup, Free fund transfers and account management, Video call account upgrades with facial recognition, In-app OTP verification for secure transactions, Earn and redeem reward points, Online savings and insurance purchases, QR code transactions and bill payments

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SACOMBANK mBanking free?

SACOMBANK mBanking is free to download, with no in-app purchases.

### Is ACB ONE free?

ACB ONE is free to download, with no in-app purchases.

### Which has better reviews, SACOMBANK mBanking or ACB ONE?

ACB ONE is rated higher. SACOMBANK mBanking averages 2.4 out of 5 from 94 ratings, while ACB ONE averages 3.4 from 191 ratings.

### Do SACOMBANK mBanking or ACB ONE have ads?

ACB ONE shows ads; SACOMBANK mBanking does not.

### Which is updated more often, SACOMBANK mBanking or ACB ONE?

SACOMBANK mBanking ships an update every 2 months, and ACB ONE fortnightly. Most recently, SACOMBANK mBanking was updated on November 8, 2026 and ACB ONE on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*