# Ziraat Mobil vs Paynet

The clearest difference is ratings volume: Ziraat Mobil at 24K against Paynet's 1. Ziraat Mobil also leads on update cadence (every 10 days vs monthly). Paynet's advantage is rating (5.0 vs 4.8). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paynet holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ziraat Mobil has 24K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of Ziraat Mobil's written reviews are positive against 71% of Paynet's.

Ziraat Mobil ships an update every 10 days, Paynet monthly. The most recent releases landed on September 28, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Ziraat Mobil | Paynet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (24K ratings)](https://appshunter.io/ios/app/ziraat-mobil/id885993234/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paynet/id1116587607/reviews)** |
| Number of ratings | **24K** | 1 |
| Positive reviews | 63.9% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | Free |
| Size | 458 MB | 79 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [T.C. Ziraat Bankası A.Ş.](https://appshunter.io/developer/885993237) | [Iyzi Odeme Ve Elektronik Para Hizmetleri Anonim Sirketi](https://appshunter.io/developer/1084768191) |

## What reviewers say

### Ziraat Mobil

[App page](https://appshunter.io/ios/app/ziraat-mobil/id885993234)

Access banking transactions conveniently with a user-friendly interface. Manage accounts, investments, payments, and more. Offers personalized recommendations and quick transaction features for individual and corporate customers.

**Highlights:** Account and card management, Investment tracking and management, Quick money transfers (EFT/FAST), Bill and tax payments, Personalized recommendations, Transaction approval for corporate users, Customizable information panels

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🏆 Best bank in Turkey
- 👍 Easy and straightforward interface
- 🚀 Fast and efficient transactions
- 🔒 Secure banking experience
- 💳 Supports Western Union and other services

**What reviewers complain about**

- 🐛 NFC card reader not working
- 🐛 Issues with ID card scanning
- 🐛 App crashes and freezes
- 🔒 Overly complex security policies
- 🕰️ Timeout issues during transactions

**Reported bugs**

- NFC card reader not working
- Issues with ID card scanning
- App crashes and freezes
- Timeout issues during transactions
- Password reset problems

**Requested features**

- Add support for Apple Pay
- Implement Face ID/Fingerprint authentication
- Improve English language support
- Add Arabic language option
- Streamline SIM card unblocking and phone number update process


### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1116587607)

This app allows users to easily and securely collect payments using credit and debit cards. It supports various card types, installment payments, and provides transaction notifications. Users can also track card campaigns and generate reports.

**Highlights:** Accept Visa, Mastercard, American Express, Single and installment payments, Fast card reading, Email/SMS transaction notifications, Delivery confirmation, Track card campaigns, PCI Security Certified

**In-app purchases:** none


## Frequently asked questions

### Is Ziraat Mobil free?

Ziraat Mobil is free to download, with no in-app purchases.

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Which has better reviews, Ziraat Mobil or Paynet?

Paynet is rated higher. Ziraat Mobil averages 4.8 out of 5 from 24K ratings, while Paynet averages 5.0 from 1 ratings.

### Do Ziraat Mobil or Paynet have ads?

Neither Ziraat Mobil nor Paynet shows ads.

### Which is updated more often, Ziraat Mobil or Paynet?

Ziraat Mobil ships an update every 10 days, and Paynet monthly. Most recently, Ziraat Mobil was updated on September 28, 2026 and Paynet on June 1, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*