# Cashflows vs Tipio

The clearest difference is price: Cashflows at Free against Tipio's $0.99. Cashflows also leads on ratings volume (30 vs 1) and iOS requirement (9.0 vs 15.0). Tipio's advantage is rating (5.0 vs 4.5) and update cadence (every 5 days vs every 6 weeks). On ads, in-app purchases and device support there is nothing between them.

Cashflows is free to download; Tipio costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Tipio holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashflows has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 87% of Cashflows's written reviews are positive against 100% of Tipio's.

Cashflows ships an update every 6 weeks, Tipio every 5 days. The most recent releases landed on September 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Cashflows | Tipio |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | [4.5 (30 ratings)](https://appshunter.io/ios/app/cashflows/id886944289/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipio-quick-tip-calculator/id1476927056/reviews)** |
| Number of ratings | **30** | 1 |
| Positive reviews | 87.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 days** |
| Monetization | **Free** | Paid |
| Size | 18 MB | 1 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nicola Cavanagh](https://appshunter.io/developer/669840345) | [Dmitry Mashkin](https://appshunter.io/developer/1164457417) |

## What reviewers say

### Cashflows

[App page](https://appshunter.io/ios/app/cashflows/id886944289)

Forecast future bank account balances with ease. Input recurring and one-time transactions to see how your finances will look months or years ahead. Easily toggle payments on/off to understand their impact and set warning balances.

**Highlights:** Multiple account management, Recurring transaction setup, Interactive forecast graph, Warning balance alerts, PDF/XML/CSV report generation, iCloud sync, Data backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tipio

[App page](https://appshunter.io/ios/app/tipio-quick-tip-calculator/id1476927056)

Effortlessly calculate and split tips for any dining experience. This tool helps you determine gratuity based on service cost and desired percentage, then splits the total bill evenly among diners.

**Highlights:** Calculate tip percentage, Split total cost among diners, Determine individual cost per person, Easy bill splitting, Quick tip calculation

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cashflows free?

Cashflows is free to download, with no in-app purchases.

### Is Tipio free?

Tipio costs $0.99, with no in-app purchases.

### Which has better reviews, Cashflows or Tipio?

Tipio is rated higher. Cashflows averages 4.5 out of 5 from 30 ratings, while Tipio averages 5.0 from 1 ratings.

### Do Cashflows or Tipio have ads?

Neither Cashflows nor Tipio shows ads.

### Which is updated more often, Cashflows or Tipio?

Cashflows ships an update every 6 weeks, and Tipio every 5 days. Most recently, Cashflows was updated on September 24, 2026 and Tipio on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*