# Cashflows vs Cumo Expense Tracker

The clearest difference is rating: Cumo Expense Tracker at 5.0 against Cashflows's 4.5. Cashflows's advantage is in-app purchases (none vs 2) and review sentiment (87% vs 67%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Cumo Expense Tracker sells 2 one-off in-app purchases. Cashflows asks for nothing beyond the download.

Cumo Expense Tracker holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashflows has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 87% of Cashflows's written reviews are positive against 67% of Cumo Expense Tracker's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Cashflows | Cumo Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (30 ratings)](https://appshunter.io/ios/app/cashflows/id886944289/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cumo-expense-tracker/id1643709686/reviews)** |
| Number of ratings | **30** | 1 |
| Positive reviews | **87.2% of reviews** | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 18 MB | 18 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nicola Cavanagh](https://appshunter.io/developer/669840345) | [Priotecs IT GmbH](https://appshunter.io/developer/465909915) |

## What reviewers say

### Cashflows

[App page](https://appshunter.io/ios/app/cashflows/id886944289)

Forecast future bank account balances with ease. Input recurring and one-time transactions to see how your finances will look months or years ahead. Easily toggle payments on/off to understand their impact and set warning balances.

**Highlights:** Multiple account management, Recurring transaction setup, Interactive forecast graph, Warning balance alerts, PDF/XML/CSV report generation, iCloud sync, Data backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cumo Expense Tracker

[App page](https://appshunter.io/ios/app/cumo-expense-tracker/id1643709686)

Easily record and compare your expenses and income with a simple, elegant interface. This app focuses on core financial tracking without complex features, making it ideal for users who prefer a straightforward approach to managing their money.

**Highlights:** Record expenses and income, Use categories for overview, Automatic repeat bookings, Minimalistic and elegant design, No registration required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Lifetime | $6.99 | one-time |
| Premium Lifetime regular | $19.99 | one-time |


## Frequently asked questions

### Is Cashflows free?

Cashflows is free to download, with no in-app purchases.

### Is Cumo Expense Tracker free?

Cumo Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Cashflows or Cumo Expense Tracker?

Cumo Expense Tracker is rated higher. Cashflows averages 4.5 out of 5 from 30 ratings, while Cumo Expense Tracker averages 5.0 from 1 ratings.

### Do Cashflows or Cumo Expense Tracker have ads?

Neither Cashflows nor Cumo Expense Tracker shows ads.

### Which is updated more often, Cashflows or Cumo Expense Tracker?

Cashflows ships an update every 6 weeks, and Cumo Expense Tracker every 6 weeks. Most recently, Cashflows was updated on October 26, 2026 and Cumo Expense Tracker on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*