# Cashflows vs Future Balance

The clearest difference is rating: Future Balance at 5.0 against Cashflows's 4.5. Future Balance also leads on review sentiment (100% vs 87%) and update cadence (every 3 weeks vs every 6 weeks). Cashflows's advantage is ratings volume (30 vs 1) and iOS requirement (9.0 vs 15.3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Future Balance holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashflows has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 87% of Cashflows's written reviews are positive against 100% of Future Balance's.

Cashflows ships an update every 6 weeks, Future Balance every 3 weeks. The most recent releases landed on October 20, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Cashflows | Future Balance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (30 ratings)](https://appshunter.io/ios/app/cashflows/id886944289/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/future-balance/id6755646125/reviews)** |
| Number of ratings | **30** | 1 |
| Positive reviews | 87.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 18 MB | 45 MB |
| Requires iOS | **9.0** | 15.3 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nicola Cavanagh](https://appshunter.io/developer/669840345) | [Eric Pabst](https://appshunter.io/developer/1230838609) |

## What reviewers say

### Cashflows

[App page](https://appshunter.io/ios/app/cashflows/id886944289)

Forecast future bank account balances with ease. Input recurring and one-time transactions to see how your finances will look months or years ahead. Easily toggle payments on/off to understand their impact and set warning balances.

**Highlights:** Multiple account management, Recurring transaction setup, Interactive forecast graph, Warning balance alerts, PDF/XML/CSV report generation, iCloud sync, Data backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Future Balance

[App page](https://appshunter.io/ios/app/future-balance/id6755646125)

Forecast your financial future by inputting income, expenses, and desired purchases. Understand when you can afford your goals and identify potential shortfalls to plan accordingly.

**Highlights:** Forecast future bank balance, Add future income and expenses, Track wish list item affordability, Identify upcoming financial shortfalls, Prioritize 'ASAP' transactions, Offline data storage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cashflows free?

Cashflows is free to download, with no in-app purchases.

### Is Future Balance free?

Future Balance is free to download, with no in-app purchases.

### Which has better reviews, Cashflows or Future Balance?

Future Balance is rated higher. Cashflows averages 4.5 out of 5 from 30 ratings, while Future Balance averages 5.0 from 1 ratings.

### Do Cashflows or Future Balance have ads?

Neither Cashflows nor Future Balance shows ads.

### Which is updated more often, Cashflows or Future Balance?

Cashflows ships an update every 6 weeks, and Future Balance every 3 weeks. Most recently, Cashflows was updated on October 20, 2026 and Future Balance on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*