# Cashflows vs Horizon Checkbook

The clearest difference is in-app purchases: Cashflows at none against Horizon Checkbook's 1. Cashflows also leads on iOS requirement (9.0 vs 26.2). Horizon Checkbook's advantage is update cadence (every 6 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Horizon Checkbook sells 1 one-off in-app purchase. Cashflows asks for nothing beyond the download.

Cashflows ships an update every 6 weeks, Horizon Checkbook every 6 days. The most recent releases landed on October 26, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Cashflows | Horizon Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (30 ratings)](https://appshunter.io/ios/app/cashflows/id886944289/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 87.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 6 days** |
| Monetization | Free | — |
| Size | 18 MB | 69 MB |
| Requires iOS | **9.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Nicola Cavanagh](https://appshunter.io/developer/669840345) | [Sean Howell](https://appshunter.io/developer/599991475) |

## What reviewers say

### Cashflows

[App page](https://appshunter.io/ios/app/cashflows/id886944289)

Forecast future bank account balances with ease. Input recurring and one-time transactions to see how your finances will look months or years ahead. Easily toggle payments on/off to understand their impact and set warning balances.

**Highlights:** Multiple account management, Recurring transaction setup, Interactive forecast graph, Warning balance alerts, PDF/XML/CSV report generation, iCloud sync, Data backup and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Horizon Checkbook

[App page](https://appshunter.io/ios/app/horizon-checkbook/id6785324828)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version | $1.99 | one-time |


## Frequently asked questions

### Is Cashflows free?

Cashflows is free to download, with no in-app purchases.

### Is Horizon Checkbook free?

Horizon Checkbook is free to download, with in-app purchases available.

### Do Cashflows or Horizon Checkbook have ads?

Neither Cashflows nor Horizon Checkbook shows ads.

### Which is updated more often, Cashflows or Horizon Checkbook?

Cashflows ships an update every 6 weeks, and Horizon Checkbook every 6 days. Most recently, Cashflows was updated on October 26, 2026 and Horizon Checkbook on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*