# HSBCnet Mobile vs HSBC US

The clearest difference is ratings volume: HSBC US at 50K against HSBCnet Mobile's 1.4K. HSBC US also leads on review sentiment (39% vs 19%). HSBCnet Mobile's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for HSBCnet Mobile against 4.7 for HSBC US. That said, the two scores are not equally well evidenced: HSBC US has 50K ratings behind it against 1.4K, so its average is the more settled of the two. Written reviews are what separate them: 19% of HSBCnet Mobile's written reviews are positive against 39% of HSBC US's.

HSBCnet Mobile ships an update every 4 weeks, HSBC US every 2 months. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | HSBCnet Mobile | HSBC US |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/hsbcnet-mobile/id887385854/reviews) | **[4.7 (50K ratings)](https://appshunter.io/ios/app/hsbc-us/id1344750175/reviews)** |
| Number of ratings | 1.4K | **50K** |
| Positive reviews | 19.2% of reviews | **38.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 224 MB | 604 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Bank plc](https://appshunter.io/developer/424806432) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### HSBCnet Mobile

[App page](https://appshunter.io/ios/app/hsbcnet-mobile/id887385854)

Manage your global business banking needs from anywhere with this intuitive mobile application. It offers secure access to your accounts, allows for easy payment authorization, and provides tools for cash and liquidity management. Track transactions, view balances, and deposit checks digitally.

**Highlights:** Secure biometric login (Touch ID/Face ID), View global account balances and transactions, Authorize domestic and international payments, Digital check deposit (US/Canada), Liquidity Management Dashboard, Trade Transaction Tracker

**In-app purchases:** none

**What reviewers like**

- 💡 Excellent app for HSBC net platform
- 🚀 Replacement of fob is a great feature
- 👍 Useful addition to a good banking product
- 👍 I like the check deposit feature

**What reviewers complain about**

- 🐛 Filter glitch - keeps opening to 180 days
- 🐛 Updates take too long
- 🐛 Horrible scanner, fails often for check deposits
- 🐛 Facial recognition doesn't work on iOS15
- 🐛 Constant issues with mobile check deposits

**Reported bugs**

- Filter glitch - keeps opening to 180 days
- Facial recognition doesn't work on iOS15
- Constant issues with mobile check deposits
- App crashes during mobile authentication
- Cheque scanner frequently reports invalid size

**Requested features**

- Update app to support iOS 16 and newer
- Improve mobile check deposit experience
- Add more transaction details and history
- Streamline payment authorization process
- Enhance app performance and responsiveness


### HSBC US

[App page](https://appshunter.io/ios/app/hsbc-us/id1344750175)

Manage your finances on the go with this mobile banking app. Monitor accounts, transfer funds, pay bills, and deposit checks. Access customer support and enhanced security features for a convenient banking experience.

**Highlights:** Monitor account balances and activity, Transfer funds domestically and internationally, Pay bills to U.S. payees, Deposit checks via photo, View and download statements, Open a multi-currency Global Money Account, Real-time payments to contacts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🌎 Global transfer
- ✨ Use smoothly
- 📤 Paying in a cheque is very easy electronically
- 📤 Check deposit
- 🏃‍♀️ Simple app to use especially on the move

**What reviewers complain about**

- 🐛 POOR check deposit software
- 🐛 Unable to deposit checks through the app
- 🐛 Persistent bug depositing checks
- 🔒 Secure Device activation does not work
- 🐛 Bugs remain despite raising with customer services

**Reported bugs**

- Check deposit camera issues
- Inability to see pending transactions
- Lack of functionality to lock/freeze debit card
- Inconsistent transaction history display
- Difficulty in setting up secure device activation

**Requested features**

- Pending mobile deposits visibility
- Apple Watch balance sneak peak
- Pay HSBC credit card from external bank account


## Frequently asked questions

### Is HSBCnet Mobile free?

HSBCnet Mobile is free to download, with no in-app purchases.

### Is HSBC US free?

HSBC US is free to download, with no in-app purchases.

### Which has better reviews, HSBCnet Mobile or HSBC US?

HSBC US is rated higher. HSBCnet Mobile averages 4.6 out of 5 from 1.4K ratings, while HSBC US averages 4.7 from 50K ratings.

### Do HSBCnet Mobile or HSBC US have ads?

Neither HSBCnet Mobile nor HSBC US shows ads.

### Which is updated more often, HSBCnet Mobile or HSBC US?

HSBCnet Mobile ships an update every 4 weeks, and HSBC US every 2 months. Most recently, HSBCnet Mobile was updated on September 22, 2026 and HSBC US on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*