# Business Token vs ZATCA

The clearest difference is rating: ZATCA at 4.4 against Business Token's 2.1. ZATCA also leads on update cadence (fortnightly vs every 6 months) and review sentiment (16% vs 0%). Business Token's advantage is iOS requirement (8.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZATCA holds the better App Store score, 4.4 against 2.1. That said, the two scores are not equally well evidenced: ZATCA has 189 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 0% of Business Token's written reviews are positive against 16% of ZATCA's.

Business Token ships an update every 6 months, ZATCA fortnightly. The most recent releases landed on November 9, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Business Token | ZATCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (16 ratings)](https://appshunter.io/ios/app/business-token/id888683395/reviews) | **[4.4 (189 ratings)](https://appshunter.io/ios/app/zatca/id1517289036/reviews)** |
| Number of ratings | 16 | **189** |
| Positive reviews | 0.0% of reviews | **16.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 8 MB | 351 MB |
| Requires iOS | **8.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Al Rajhi Banking and Investment Corporation](https://appshunter.io/developer/431010080) | [General Authority for Zakat & Tax](https://appshunter.io/developer/1147199045) |

## What reviewers say

### Business Token

[App page](https://appshunter.io/ios/app/business-token/id888683395)

This app provides a secure method for validating critical transactions and operations within internet banking. It offers advanced validation techniques and operates independently of telecom networks after initial setup, ensuring secure access from anywhere in the world.

**Highlights:** Secure transaction validation, Multiple authentication methods, Offline operation after activation, PIN protection, Lifetime use without additional cost, Eliminates OTP SMS dependency

**Features:** macOS Compatibility

**In-app purchases:** none


### ZATCA

[App page](https://appshunter.io/ios/app/zatca/id1517289036)

Manage your zakat and tax profiles with this official government application. Submit declarations, view invoices and certificates, and request refunds securely. Supports Arabic and English languages.

**Highlights:** Submit zakat declarations, Submit VAT declarations, View due invoices, View zakat and tax certificates, Submit refund requests, Privacy and information security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Business Token free?

Business Token is free to download, with no in-app purchases.

### Is ZATCA free?

ZATCA is free to download, with no in-app purchases.

### Which has better reviews, Business Token or ZATCA?

ZATCA is rated higher. Business Token averages 2.1 out of 5 from 16 ratings, while ZATCA averages 4.4 from 189 ratings.

### Do Business Token or ZATCA have ads?

Neither Business Token nor ZATCA shows ads.

### Which is updated more often, Business Token or ZATCA?

Business Token ships an update every 6 months, and ZATCA fortnightly. Most recently, Business Token was updated on November 9, 2026 and ZATCA on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*