# UB2GO vs UBMich

The clearest difference is update cadence: UBMich at every 3 weeks against UB2GO's every 8 months. UBMich also leads on rating (4.8 vs 4.6) and review sentiment (100% vs 88%). UB2GO's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBMich holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 631 and 319 respectively. Written reviews point the same way: 88% of UB2GO's written reviews are positive against 100% of UBMich's.

UB2GO ships an update every 8 months, UBMich every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | UB2GO | UBMich |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (631 ratings)](https://appshunter.io/ios/app/ub2go/id888827809/reviews) | **[4.8 (319 ratings)](https://appshunter.io/ios/app/ubmich/id1555294728/reviews)** |
| Number of ratings | **631** | 319 |
| Positive reviews | 88.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 177 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Union Bankshares, Inc.](https://appshunter.io/developer/634495400) | [Union Bank (MI)](https://appshunter.io/developer/655833489) |

## What reviewers say

### UB2GO

[App page](https://appshunter.io/ios/app/ub2go/id888827809)

Manage your personal and business finances on the go with this secure mobile banking app. Easily check balances, transfer funds, deposit checks, pay bills, and send money to others. It also offers budgeting tools and fraud prevention features.

**Highlights:** Account management and balance checks, Fund transfers between accounts, Mobile check deposit, Bill payment and payee management, Person-to-Person (P2P) payments, Budgeting and spending tracking, Secure messaging and alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easily navigable
- 🚀 Convenient for banking
- 🚀 Helpful and easy to use
- 🚀 Intuitive interface

**What reviewers complain about**

- 🐛 Mobile deposit issues
- 🐛 Inconsistent account order
- 🐛 Slow and buggy performance
- 🐛 Difficult to use camera for check deposit
- 🐛 Unreliable login process

**Reported bugs**

- Login screen issues
- Inconsistent check deposit recognition
- Account order changes unexpectedly
- Occasional crashes and freezes

**Requested features**

- Add fingerprint or Face ID login
- Improve mobile check deposit functionality
- Enhance search and transaction history features
- Add travel notification feature in the app
- Move the log out button to a more accessible location


### UBMich

[App page](https://appshunter.io/ios/app/ubmich/id1555294728)

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UB2GO free?

UB2GO is free to download, with no in-app purchases.

### Is UBMich free?

UBMich is free to download, with no in-app purchases.

### Which has better reviews, UB2GO or UBMich?

UBMich is rated higher. UB2GO averages 4.6 out of 5 from 631 ratings, while UBMich averages 4.8 from 319 ratings.

### Do UB2GO or UBMich have ads?

Neither UB2GO nor UBMich shows ads.

### Which is updated more often, UB2GO or UBMich?

UB2GO ships an update every 8 months, and UBMich every 3 weeks. Most recently, UB2GO was updated on October 7, 2026 and UBMich on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*