# UB2GO vs NorthernLightsFCUMobile

The clearest difference is rating: UB2GO at 4.6 against NorthernLightsFCUMobile's 2.3. UB2GO also leads on ratings volume (631 vs 3) and monetization model (free vs ad-supported). NorthernLightsFCUMobile's advantage is update cadence (every 3 weeks vs every 8 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UB2GO holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: UB2GO has 631 ratings behind it against 3, so its average is the more settled of the two.

UB2GO ships an update every 8 months, NorthernLightsFCUMobile every 3 weeks. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | UB2GO | NorthernLightsFCUMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (631 ratings)](https://appshunter.io/ios/app/ub2go/id888827809/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/northernlightsfcumobile/id6741432392/reviews) |
| Number of ratings | **631** | 3 |
| Positive reviews | 88.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 62 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Union Bankshares, Inc.](https://appshunter.io/developer/634495400) | [Northern Lights Federal Credit Union](https://appshunter.io/developer/666946503) |

## What reviewers say

### UB2GO

[App page](https://appshunter.io/ios/app/ub2go/id888827809)

Manage your personal and business finances on the go with this secure mobile banking app. Easily check balances, transfer funds, deposit checks, pay bills, and send money to others. It also offers budgeting tools and fraud prevention features.

**Highlights:** Account management and balance checks, Fund transfers between accounts, Mobile check deposit, Bill payment and payee management, Person-to-Person (P2P) payments, Budgeting and spending tracking, Secure messaging and alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Easily navigable
- 🚀 Convenient for banking
- 🚀 Helpful and easy to use
- 🚀 Intuitive interface

**What reviewers complain about**

- 🐛 Mobile deposit issues
- 🐛 Inconsistent account order
- 🐛 Slow and buggy performance
- 🐛 Difficult to use camera for check deposit
- 🐛 Unreliable login process

**Reported bugs**

- Login screen issues
- Inconsistent check deposit recognition
- Account order changes unexpectedly
- Occasional crashes and freezes

**Requested features**

- Add fingerprint or Face ID login
- Improve mobile check deposit functionality
- Enhance search and transaction history features
- Add travel notification feature in the app
- Move the log out button to a more accessible location


### NorthernLightsFCUMobile

[App page](https://appshunter.io/ios/app/northernlightsfcumobile/id6741432392)

Manage your money conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7 with an intuitive interface designed for ease of use.

**Highlights:** Check account balances, Pay bills, 24/7 account access, Secure financial management, Intuitive user interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UB2GO free?

UB2GO is free to download, with no in-app purchases.

### Is NorthernLightsFCUMobile free?

NorthernLightsFCUMobile is free to download, with no in-app purchases.

### Which has better reviews, UB2GO or NorthernLightsFCUMobile?

UB2GO is rated higher. UB2GO averages 4.6 out of 5 from 631 ratings, while NorthernLightsFCUMobile averages 2.3 from 3 ratings.

### Do UB2GO or NorthernLightsFCUMobile have ads?

Neither UB2GO nor NorthernLightsFCUMobile shows ads.

### Which is updated more often, UB2GO or NorthernLightsFCUMobile?

UB2GO ships an update every 8 months, and NorthernLightsFCUMobile every 3 weeks. Most recently, UB2GO was updated on October 7, 2026 and NorthernLightsFCUMobile on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*