# RateWatch vs PathHome by PRMG

The clearest difference is monetization model: PathHome by PRMG at ad-supported against RateWatch's subscription. PathHome by PRMG also leads on rating (4.2 vs 3.9) and update cadence (monthly vs every 2 months). RateWatch's advantage is review sentiment (70% vs 50%) and ratings volume (137 vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PathHome by PRMG holds the better App Store score, 4.2 against 3.9. That said, the two scores are not equally well evidenced: RateWatch has 137 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 70% of RateWatch's written reviews are positive against 50% of PathHome by PRMG's, so the app with the better star average is not the one people write more warmly about.

RateWatch ships an update every 2 months, PathHome by PRMG monthly. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | RateWatch | PathHome by PRMG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (137 ratings)](https://appshunter.io/ios/app/ratewatch/id888906343/reviews) | **[4.2 (5 ratings)](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789/reviews)** |
| Number of ratings | **137** | 5 |
| Positive reviews | **70.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Subscription | **Ad-supported** |
| Size | 23 MB | 114 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Mortgage Coach](https://appshunter.io/developer/586751423) | [Paramount Residential Mortgage Group, Inc.](https://appshunter.io/developer/1342324290) |

## What reviewers say

### RateWatch

[App page](https://appshunter.io/ios/app/ratewatch/id888906343)

This app provides mortgage professionals with real-time MBS market data and alerts. It uses interactive charting to display market movements, helping users protect clients and maximize loan advice by avoiding surprises. Professionals can spot trends with historical data and gain a competitive edge.

**Highlights:** Real-time MBS market movements, Instant market movement notifications, Interactive charting technology, Historical market data for trend spotting, DayWatch 5-minute interval plotting, Multiple moving averages and time frames

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use for professionals
- 📈 Timely market information
- 🤝 Builds trust with clients
- 💡 Great for client education
- 🚀 Quick access to data

**What reviewers complain about**

- ❌ Cannot create an account
- ❌ Login screen only, no access
- ❌ Deceptive pricing/subscription
- 🐛 Settings revert to default
- 📉 Trend lines nearly invisible

**Reported bugs**

- Cannot register for an account
- Username required but cannot create one
- No option to create an account
- Terms link has a 404 error
- App drops out or glitches

**Requested features**

- Add functionality of desktop version
- Improve visibility of trend lines
- Make settings persistent
- Allow guest access
- Offer predictive market features


### PathHome by PRMG

[App page](https://appshunter.io/ios/app/pathhome-by-prmg/id1534014789)

This financial assistant helps users achieve homeownership by providing tools for credit monitoring, affordability analysis, and mortgage readiness assessment. It also offers real estate listings and financial insights to build wealth.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings, Mortgage readiness assessment, Financial insights, Homeownership preparation guidance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RateWatch free?

RateWatch is free to download, with no in-app purchases.

### Is PathHome by PRMG free?

PathHome by PRMG is free to download, with no in-app purchases.

### Which has better reviews, RateWatch or PathHome by PRMG?

PathHome by PRMG is rated higher. RateWatch averages 3.9 out of 5 from 137 ratings, while PathHome by PRMG averages 4.2 from 5 ratings.

### Do RateWatch or PathHome by PRMG have ads?

Neither RateWatch nor PathHome by PRMG shows ads.

### Which is updated more often, RateWatch or PathHome by PRMG?

RateWatch ships an update every 2 months, and PathHome by PRMG monthly. Most recently, RateWatch was updated on September 22, 2026 and PathHome by PRMG on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*