# MahaSecure vs IDBI Soft Token

The clearest difference is review sentiment: IDBI Soft Token at 33% against MahaSecure's 23%. IDBI Soft Token also leads on iOS requirement (12.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MahaSecure ships an update every 5 months, IDBI Soft Token every 7 months. The most recent releases landed on October 29, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | MahaSecure | IDBI Soft Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.2 (27 ratings)](https://appshunter.io/ios/app/mahasecure/id889879753/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 22.5% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 161 MB | 11 MB |
| Requires iOS | 15.5 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Maharashtra](https://appshunter.io/developer/889879756) | [IDBI BANK LIMITED](https://appshunter.io/developer/1121610258) |

## What reviewers say

### MahaSecure

[App page](https://appshunter.io/ios/app/mahasecure/id889879753)

This official mobile banking app provides secure and convenient access to digital banking services. It allows for one-click online banking access, utility payments, and tax payments with a focus on user experience and robust security.

**Highlights:** Secure one-click online banking access, Utility and tax payment options, Digital banking services, High security with REL-ID, Intuitive user experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IDBI Soft Token

[App page](https://appshunter.io/ios/app/idbi-soft-token/id1588375608)

Generate One-Time Passwords (OTPs) offline for secure authentication with your bank's net banking. This app eliminates the need for SMS OTPs, offering a convenient and reliable alternative for authorizing transactions without mobile network coverage.

**Highlights:** Offline OTP generation, Alternative to SMS OTP, Secure transaction authentication, No mobile network required, Convenient OTP access, Registration via net banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MahaSecure free?

MahaSecure is free to download, with no in-app purchases.

### Is IDBI Soft Token free?

IDBI Soft Token is free to download, with no in-app purchases.

### Do MahaSecure or IDBI Soft Token have ads?

Neither MahaSecure nor IDBI Soft Token shows ads.

### Which is updated more often, MahaSecure or IDBI Soft Token?

MahaSecure ships an update every 5 months, and IDBI Soft Token every 7 months. Most recently, MahaSecure was updated on October 29, 2026 and IDBI Soft Token on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*