# SBA Spending & Saving Accounts vs The Winners Project

The clearest difference is rating: The Winners Project at 5.0 against SBA Spending & Saving Accounts's 4.1. The Winners Project also leads on iOS requirement (13.4 vs 16.0). SBA Spending & Saving Accounts's advantage is in-app purchases (none vs 1) and update cadence (every 4 months vs every 14 months). On price, ads and device support there is nothing between them.

Both are free to download. The Winners Project sells 1 one-off in-app purchase. SBA Spending & Saving Accounts asks for nothing beyond the download.

The Winners Project holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: SBA Spending & Saving Accounts has 14 ratings behind it against 1, so its average is the more settled of the two.

SBA Spending & Saving Accounts ships an update every 4 months, The Winners Project every 14 months. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | SBA Spending & Saving Accounts | The Winners Project |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (14 ratings)](https://appshunter.io/ios/app/sba-spending-and-saving-accounts/id890904002/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/the-winners-project/id6483251663/reviews)** |
| Number of ratings | **14** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 14 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 25 MB | 25 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [UNIVERSITY COLORADO HOSPITAL AUTHORITY](https://appshunter.io/developer/890904005) | [Jacked and rich LLC](https://appshunter.io/developer/1619489850) |

## What reviewers say

### SBA Spending & Saving Accounts

[App page](https://appshunter.io/ios/app/sba-spending-and-saving-accounts/id890904002)

Easily manage your health benefit accounts, including FSA, HSA, and HRA, with real-time balance checks, claim viewing, and secure login options. Submit receipts, make reimbursements, and access account details on the go.

**Highlights:** Check account balances 24/7, View claims and statements, Submit receipts via photo, Reimburse yourself, Scan product barcodes for eligibility, Secure login with Touch ID/Face ID

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### The Winners Project

[App page](https://appshunter.io/ios/app/the-winners-project/id6483251663)

This app assists high performers in tracking daily activities to optimize performance, health, and business objectives. It offers personalized meal and workout plans, educational content, and community support to help users achieve their goals.

**Highlights:** Daily input tracking, Customized meal plans, Workout programs, Educational content, Community support, Goal maximization

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Health and Fitness Program | $600.00 | one-time |


## Frequently asked questions

### Is SBA Spending & Saving Accounts free?

SBA Spending & Saving Accounts is free to download, with no in-app purchases.

### Is The Winners Project free?

The Winners Project is free to download, with in-app purchases available.

### Which has better reviews, SBA Spending & Saving Accounts or The Winners Project?

The Winners Project is rated higher. SBA Spending & Saving Accounts averages 4.1 out of 5 from 14 ratings, while The Winners Project averages 5.0 from 1 ratings.

### Do SBA Spending & Saving Accounts or The Winners Project have ads?

Neither SBA Spending & Saving Accounts nor The Winners Project shows ads.

### Which is updated more often, SBA Spending & Saving Accounts or The Winners Project?

SBA Spending & Saving Accounts ships an update every 4 months, and The Winners Project every 14 months. Most recently, SBA Spending & Saving Accounts was updated on October 16, 2026 and The Winners Project on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*