# Meridian Trust vs Blue Digital

The clearest difference is review sentiment: Meridian Trust at 80% against Blue Digital's 6%. Meridian Trust also leads on rating (4.8 vs 1.9) and ratings volume (4.9K vs 264). Blue Digital's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meridian Trust holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: Meridian Trust has 4.9K ratings behind it against 264, so its average is the more settled of the two. Written reviews point the same way: 80% of Meridian Trust's written reviews are positive against 6% of Blue Digital's.

Meridian Trust ships an update every 4 weeks, Blue Digital every 3 weeks. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Meridian Trust | Blue Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/meridian-trust/id891862440/reviews)** | [1.9 (264 ratings)](https://appshunter.io/ios/app/blue-digital/id6445866377/reviews) |
| Number of ratings | **4.9K** | 264 |
| Positive reviews | **80.0% of reviews** | 6.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 180 MB | 580 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Meridian Trust Federal Credit Union](https://appshunter.io/developer/891862443) | [Blue Federal Credit Union](https://appshunter.io/developer/567824669) |

## What reviewers say

### Meridian Trust

[App page](https://appshunter.io/ios/app/meridian-trust/id891862440)

Manage your finances securely on the go with this mobile banking application. It offers robust security features like multi-factor authentication and fingerprint login, allowing you to check accounts, pay bills, deposit checks, and transfer funds with ease.

**Highlights:** Bio-identification and fingerprint login, Snapshot account viewing, Bill payment, Mobile check deposit, Money transfers, Credit score monitoring

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast
- 👍 Convenient & Easy
- 👍 Amazing app/bank
- 👍 Best banking app ever
- 👍 Love the upgrades

**What reviewers complain about**

- 🐛 Bug at Log-In Screen
- 🐛 Zelle does not work
- 🐛 Crashing
- 🐛 Terribly slow
- 🐛 They don't care

**Reported bugs**

- Login screen freezes
- Credentials reset after update
- Inaccurate account balance

**Requested features**

- Passcode with 6 # or letters
- Loan payment amounts and due dates
- Widget
- Amortization schedule for loans


### Blue Digital

[App page](https://appshunter.io/ios/app/blue-digital/id6445866377)

Manage your finances conveniently on the go with this mobile banking app. Securely view account balances, transfer funds, pay bills, and deposit checks using your device's camera. It also offers card management and secure messaging.

**Highlights:** View balances and transaction history, Transfer money between accounts, Pay bills and loan payments, Mobile check deposit, Card management and PIN changes, Secure messaging with bank

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 👍 Consistent updates to improve user experience
- 👍 Necessary banking features available

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Unreliable login and account access
- 🐛 Slow performance and long loading times
- 🐛 Buggy and unstable app
- 🐛 Inferior to previous app version

**Reported bugs**

- Issues with check deposits not working
- Problems linking external accounts
- Inability to transfer funds or make payments
- Inconsistent account balance information

**Requested features**

- Restore previous app functionality
- Improve app stability and reliability
- Enhance user interface and navigation
- Add more features for better banking experience


## Frequently asked questions

### Is Meridian Trust free?

Meridian Trust is free to download, with no in-app purchases.

### Is Blue Digital free?

Blue Digital is free to download, with no in-app purchases.

### Which has better reviews, Meridian Trust or Blue Digital?

Meridian Trust is rated higher. Meridian Trust averages 4.8 out of 5 from 4.9K ratings, while Blue Digital averages 1.9 from 264 ratings.

### Do Meridian Trust or Blue Digital have ads?

Neither Meridian Trust nor Blue Digital shows ads.

### Which is updated more often, Meridian Trust or Blue Digital?

Meridian Trust ships an update every 4 weeks, and Blue Digital every 3 weeks. Most recently, Meridian Trust was updated on October 18, 2026 and Blue Digital on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*