# mBanka vs Moj DDV

The clearest difference is review sentiment: mBanka at 46% against Moj DDV's 0%. mBanka also leads on rating (3.5 vs 2.1) and update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBanka holds the better App Store score, 3.5 against 2.1. Both are backed by a comparable volume of ratings — 16 and 25 respectively. Written reviews point the same way: 46% of mBanka's written reviews are positive against 0% of Moj DDV's.

mBanka ships an update every 2 weeks, Moj DDV every 2 months. The most recent releases landed on August 2, 2026 and July 16, 2026 respectively.

## The numbers

| Metric | mBanka | Moj DDV |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (16 ratings)](https://appshunter.io/ios/app/mbanka/id892747616/reviews)** | [2.1 (25 ratings)](https://appshunter.io/ios/app/moj-ddv/id1472553785/reviews) |
| Number of ratings | 16 | **25** |
| Positive reviews | **46.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 84 MB | 25 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Komercijalna banka AD Skopje](https://appshunter.io/developer/892747619) | [MINISTERSTVO ZA FINANSII UPRAVA ZA JAVNI PRIHODI SKOPJE](https://appshunter.io/developer/1472553784) |

## What reviewers say

### mBanka

[App page](https://appshunter.io/ios/app/mbanka/id892747616)

Manage your finances on the go with this mobile banking app. It offers 24/7 access to accounts, quick payments, and card management. Enjoy lower transaction fees compared to in-branch services.

**Highlights:** 24/7 account access, Fast payments and transfers, Card management, Free transaction notifications, Lower transaction fees

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Moj DDV

[App page](https://appshunter.io/ios/app/moj-ddv/id1472553785)

This app helps citizens of North Macedonia claim a VAT refund on eligible purchases. Scan fiscal receipts to get a percentage back on Macedonian goods and services, or a different percentage for others. Users must be 15+ and registered with the Public Revenue Office.

**Highlights:** Scan fiscal receipts for VAT refund, Supports 20% refund on Macedonian goods/services, Supports 10% refund on other goods/services, Two barcode scanner types (Basic & Advanced), Advanced scanner for DataMatrix and damaged codes, User profile for scanner type selection

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is mBanka free?

mBanka is free to download, with no in-app purchases.

### Is Moj DDV free?

Moj DDV is free to download, with no in-app purchases.

### Which has better reviews, mBanka or Moj DDV?

mBanka is rated higher. mBanka averages 3.5 out of 5 from 16 ratings, while Moj DDV averages 2.1 from 25 ratings.

### Do mBanka or Moj DDV have ads?

Neither mBanka nor Moj DDV shows ads.

### Which is updated more often, mBanka or Moj DDV?

mBanka ships an update every 2 weeks, and Moj DDV every 2 months. Most recently, mBanka was updated on August 2, 2026 and Moj DDV on July 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*