# FFSB vs First Federal MS FirstWithUs

FFSB and First Federal MS FirstWithUs both sit at 4.8 stars, but that hides the real split: 100% of First Federal MS FirstWithUs's written reviews are positive against 0% of FFSB's. First Federal MS FirstWithUs also leads on ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FFSB against 4.8 for First Federal MS FirstWithUs. Both are backed by a comparable volume of ratings — 438 and 151 respectively. Written reviews are what separate them: 0% of FFSB's written reviews are positive against 100% of First Federal MS FirstWithUs's.

Both ship on a similar rhythm, roughly every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | FFSB | First Federal MS FirstWithUs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (438 ratings)](https://appshunter.io/ios/app/ffsb-nc/id893329342/reviews) | **[4.8 (151 ratings)](https://appshunter.io/ios/app/first-federal-ms-firstwithus/id6445964463/reviews)** |
| Number of ratings | **438** | 151 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 121 MB | 115 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FIRST FEDERAL SAVINGS BANK OF LINCOLNTON](https://appshunter.io/developer/893329345) | [First Federal Savings & Loan Association](https://appshunter.io/developer/1675137865) |

## What reviewers say

### FFSB

[App page](https://appshunter.io/ios/app/ffsb-nc/id893329342)

Manage your finances on the go with this mobile banking app. Securely check balances, view transactions, transfer funds, pay bills, and locate ATMs and branches anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer money between accounts, Pay bills, Find ATMs and branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### First Federal MS FirstWithUs

[App page](https://appshunter.io/ios/app/first-federal-ms-firstwithus/id6445964463)

Access your bank accounts 24/7 from anywhere. Manage debit cards, check balances, view transactions, transfer funds, and pay bills. Locate branches and ATMs easily.

**Highlights:** 24/7 Account Access, Debit Card Management, Balance Checks, Transaction History Viewing, Money Transfers, Bill Payments, ATM/Branch Locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FFSB free?

FFSB is free to download, with no in-app purchases.

### Is First Federal MS FirstWithUs free?

First Federal MS FirstWithUs is free to download, with no in-app purchases.

### Which has better reviews, FFSB or First Federal MS FirstWithUs?

First Federal MS FirstWithUs is rated higher. FFSB averages 4.8 out of 5 from 438 ratings, while First Federal MS FirstWithUs averages 4.8 from 151 ratings.

### Do FFSB or First Federal MS FirstWithUs have ads?

FFSB shows ads; First Federal MS FirstWithUs does not.

### Which is updated more often, FFSB or First Federal MS FirstWithUs?

FFSB ships an update every 4 months, and First Federal MS FirstWithUs every 4 months. Most recently, FFSB was updated on October 24, 2026 and First Federal MS FirstWithUs on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*