# MTB Neo vs NCC Always

The clearest difference is rating: NCC Always at 3.8 against MTB Neo's 3.4. MTB Neo's advantage is ratings volume (242 vs 60). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCC Always holds the better App Store score, 3.8 against 3.4. Both are backed by a comparable volume of ratings — 242 and 60 respectively. Written reviews point the same way: 41% of MTB Neo's written reviews are positive against 48% of NCC Always's.

MTB Neo ships an update monthly, NCC Always every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MTB Neo | NCC Always |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (242 ratings)](https://appshunter.io/ios/app/mtb-neo/id893471328/reviews) | **[3.8 (60 ratings)](https://appshunter.io/ios/app/ncc-always/id6502254163/reviews)** |
| Number of ratings | **242** | 60 |
| Positive reviews | 40.7% of reviews | **48.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 140 MB | 211 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Mutual Trust Bank Limited](https://appshunter.io/developer/1568280319) | [NCC Bank](https://appshunter.io/developer/1602957221) |

## What reviewers say

### MTB Neo

[App page](https://appshunter.io/ios/app/mtb-neo/id893471328)

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

**Highlights:** Real-time account information, Fund transfers (local & international), Mobile top-up, Credit card management, Bill payments, FDR & DPS account opening, Checkbook ordering

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent user interface
- 🚀 Smooth and fast performance
- 🔒 Enhanced security features
- 💡 Convenient features like DPS and FDR opening
- 👍 Fresh and new UI design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Biometric login not working
- 🐛 Compatibility issues with new iOS versions
- 🐛 Slow loading times and server connection issues
- 🐛 Bugs in specific features like mobile recharge and QR payment

**Reported bugs**

- App crashes on launch for new iPhones
- App not working on iPad Air 6
- Credit card details not visible in the app
- QR payment not working
- Registration process bug causing app to close

**Requested features**

- Add option to choose OTP delivery method
- Provide deposit scheme closure option in the app
- Bring back transaction screenshot sharing feature
- Add card to Apple Wallet integration
- Improve RTGS feature


### NCC Always

[App page](https://appshunter.io/ios/app/ncc-always/id6502254163)

Manage your bank accounts and cards with ease. Transfer funds, pay bills, and recharge your mobile. Access account details, transaction history, and credit card information securely and conveniently.

**Highlights:** Account details and transaction history, Card management and details, Fund transfers to local banks and MFS, Utility bill payments, Credit card bill payments, Mobile recharge, Branch locator and contact information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTB Neo free?

MTB Neo is free to download, with no in-app purchases.

### Is NCC Always free?

NCC Always is free to download, with no in-app purchases.

### Which has better reviews, MTB Neo or NCC Always?

NCC Always is rated higher. MTB Neo averages 3.4 out of 5 from 242 ratings, while NCC Always averages 3.8 from 60 ratings.

### Do MTB Neo or NCC Always have ads?

Neither MTB Neo nor NCC Always shows ads.

### Which is updated more often, MTB Neo or NCC Always?

MTB Neo ships an update monthly, and NCC Always every 3 weeks. Most recently, MTB Neo was updated on October 23, 2026 and NCC Always on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*