# MTB Neo vs CentFX

The clearest difference is update cadence: MTB Neo at monthly against CentFX's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Neo ships an update monthly, CentFX every 2 months. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | MTB Neo | CentFX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (242 ratings)](https://appshunter.io/ios/app/mtb-neo/id893471328/reviews)** | — |
| Number of ratings | **242** | — |
| Positive reviews | 40.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 140 MB | 48 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mutual Trust Bank Limited](https://appshunter.io/developer/1568280319) | [CENTFX Limited](https://appshunter.io/developer/1792239795) |

## What reviewers say

### MTB Neo

[App page](https://appshunter.io/ios/app/mtb-neo/id893471328)

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

**Highlights:** Real-time account information, Fund transfers (local & international), Mobile top-up, Credit card management, Bill payments, FDR & DPS account opening, Checkbook ordering

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent user interface
- 🚀 Smooth and fast performance
- 🔒 Enhanced security features
- 💡 Convenient features like DPS and FDR opening
- 👍 Fresh and new UI design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Biometric login not working
- 🐛 Compatibility issues with new iOS versions
- 🐛 Slow loading times and server connection issues
- 🐛 Bugs in specific features like mobile recharge and QR payment

**Reported bugs**

- App crashes on launch for new iPhones
- App not working on iPad Air 6
- Credit card details not visible in the app
- QR payment not working
- Registration process bug causing app to close

**Requested features**

- Add option to choose OTP delivery method
- Provide deposit scheme closure option in the app
- Bring back transaction screenshot sharing feature
- Add card to Apple Wallet integration
- Improve RTGS feature


### CentFX

[App page](https://appshunter.io/ios/app/centfx/id6740921178)

**In-app purchases:** none


## Frequently asked questions

### Is MTB Neo free?

MTB Neo is free to download, with no in-app purchases.

### Is CentFX free?

CentFX is free to download, with no in-app purchases.

### Do MTB Neo or CentFX have ads?

Neither MTB Neo nor CentFX shows ads.

### Which is updated more often, MTB Neo or CentFX?

MTB Neo ships an update monthly, and CentFX every 2 months. Most recently, MTB Neo was updated on October 11, 2026 and CentFX on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*