# MTB Neo vs gpay

The clearest difference is review sentiment: gpay at 100% against MTB Neo's 41%. gpay also leads on update cadence (fortnightly vs monthly). MTB Neo's advantage is rating (3.4 vs 2.9) and ratings volume (242 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Neo holds the better App Store score, 3.4 against 2.9. That said, the two scores are not equally well evidenced: MTB Neo has 242 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 41% of MTB Neo's written reviews are positive against 100% of gpay's, so the app with the better star average is not the one people write more warmly about.

MTB Neo ships an update monthly, gpay fortnightly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MTB Neo | gpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (242 ratings)](https://appshunter.io/ios/app/mtb-neo/id893471328/reviews)** | [2.9 (7 ratings)](https://appshunter.io/ios/app/gpay/id6760172575/reviews) |
| Number of ratings | **242** | 7 |
| Positive reviews | 40.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 140 MB | 84 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mutual Trust Bank Limited](https://appshunter.io/developer/1568280319) | [Shamadhan](https://appshunter.io/developer/1882953811) |

## What reviewers say

### MTB Neo

[App page](https://appshunter.io/ios/app/mtb-neo/id893471328)

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

**Highlights:** Real-time account information, Fund transfers (local & international), Mobile top-up, Credit card management, Bill payments, FDR & DPS account opening, Checkbook ordering

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent user interface
- 🚀 Smooth and fast performance
- 🔒 Enhanced security features
- 💡 Convenient features like DPS and FDR opening
- 👍 Fresh and new UI design

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Biometric login not working
- 🐛 Compatibility issues with new iOS versions
- 🐛 Slow loading times and server connection issues
- 🐛 Bugs in specific features like mobile recharge and QR payment

**Reported bugs**

- App crashes on launch for new iPhones
- App not working on iPad Air 6
- Credit card details not visible in the app
- QR payment not working
- Registration process bug causing app to close

**Requested features**

- Add option to choose OTP delivery method
- Provide deposit scheme closure option in the app
- Bring back transaction screenshot sharing feature
- Add card to Apple Wallet integration
- Improve RTGS feature


### gpay

[App page](https://appshunter.io/ios/app/gpay/id6760172575)

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

**Highlights:** Send and receive money, Add money and cash services, Pay bills easily, Merchant payments via QR codes, Mobile recharge, Education fee payments, Credit card bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MTB Neo free?

MTB Neo is free to download, with no in-app purchases.

### Is gpay free?

gpay is free to download, with no in-app purchases.

### Which has better reviews, MTB Neo or gpay?

MTB Neo is rated higher. MTB Neo averages 3.4 out of 5 from 242 ratings, while gpay averages 2.9 from 7 ratings.

### Do MTB Neo or gpay have ads?

Neither MTB Neo nor gpay shows ads.

### Which is updated more often, MTB Neo or gpay?

MTB Neo ships an update monthly, and gpay fortnightly. Most recently, MTB Neo was updated on October 29, 2026 and gpay on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*