# People's CU Mobile Banking vs WaveFCU

The clearest difference is rating: People's CU Mobile Banking at 4.9 against WaveFCU's 3.5. People's CU Mobile Banking also leads on update cadence (monthly vs every 31 months) and ratings volume (3.6K vs 19). WaveFCU's advantage is review sentiment (57% vs 49%) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

People's CU Mobile Banking holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: People's CU Mobile Banking has 3.6K ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 49% of People's CU Mobile Banking's written reviews are positive against 57% of WaveFCU's, so the app with the better star average is not the one people write more warmly about.

People's CU Mobile Banking ships an update monthly, WaveFCU every 31 months. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | People's CU Mobile Banking | WaveFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3.6K ratings)](https://appshunter.io/ios/app/peoples-cu-mobile-banking/id893633403/reviews)** | [3.5 (19 ratings)](https://appshunter.io/ios/app/wavefcu/id1553320995/reviews) |
| Number of ratings | **3.6K** | 19 |
| Positive reviews | 48.7% of reviews | **57.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 31 months |
| Monetization | Free | Free |
| Size | 231 MB | 95 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [People's CU](https://appshunter.io/developer/893633406) | [Wave Federal Credit Union](https://appshunter.io/developer/785691260) |

## What reviewers say

### People's CU Mobile Banking

[App page](https://appshunter.io/ios/app/peoples-cu-mobile-banking/id893633403)

Manage your finances conveniently on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Access account history, set up alerts, and even view your credit score. Open new accounts or apply for loans directly from your device.

**Highlights:** Check account balances and transactions, Pay bills and schedule payments, Transfer funds between accounts, Deposit checks remotely, Log in with facial or fingerprint recognition, View credit score and improvement tips, Send money to friends

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### WaveFCU

[App page](https://appshunter.io/ios/app/wavefcu/id1553320995)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds between accounts, and make loan payments securely. It also offers secure messaging for customer support.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Secure messaging

**In-app purchases:** none


## Frequently asked questions

### Is People's CU Mobile Banking free?

People's CU Mobile Banking is free to download, with no in-app purchases.

### Is WaveFCU free?

WaveFCU is free to download, with no in-app purchases.

### Which has better reviews, People's CU Mobile Banking or WaveFCU?

People's CU Mobile Banking is rated higher. People's CU Mobile Banking averages 4.9 out of 5 from 3.6K ratings, while WaveFCU averages 3.5 from 19 ratings.

### Do People's CU Mobile Banking or WaveFCU have ads?

Neither People's CU Mobile Banking nor WaveFCU shows ads.

### Which is updated more often, People's CU Mobile Banking or WaveFCU?

People's CU Mobile Banking ships an update monthly, and WaveFCU every 31 months. Most recently, People's CU Mobile Banking was updated on October 20, 2026 and WaveFCU on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*