# 京东金融 vs 度小满金融

The clearest difference is review sentiment: 度小满金融 at 64% against 京东金融's 17%. 度小满金融 also leads on ads (none vs shown). 京东金融's advantage is rating (4.4 vs 4.2) and ratings volume (270K vs 54K). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

京东金融 holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 270K and 54K respectively. Written reviews complicate that: 17% of 京东金融's written reviews are positive against 64% of 度小满金融's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 9, 2026.

## The numbers

| Metric | 京东金融 | 度小满金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (270K ratings)](https://appshunter.io/ios/app/id895682747/reviews)** | [4.2 (54K ratings)](https://appshunter.io/ios/app/id1521217278/reviews) |
| Number of ratings | **270K** | 54K |
| Positive reviews | 17.2% of reviews | **64.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 187 MB | 205 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Beijing Jingdong Financial Technology Holdings Co., Ltd.](https://appshunter.io/developer/1220352269) | [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048) |

## What reviewers say

### 京东金融

[App page](https://appshunter.io/ios/app/id895682747)

This app offers a comprehensive suite of personal financial services, including wealth management, insurance options, and borrowing solutions. Users can also access lifestyle benefits and discounts.

**Highlights:** Wealth management (funds, gold), Insurance (medical, accident, life), Borrowing services (loans, credit), Lifestyle services and coupons, Food delivery discounts

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward and easy to use
- 💰 Offers good financial products and services
- 🚀 Efficient and fast transactions

**What reviewers complain about**

- 🤖 Excessive and intrusive notifications
- 💸 High fees and interest rates
- 🔒 Concerns about privacy and data security
- 🐛 Buggy and unreliable app performance
- 🤬 Aggressive and unethical business practices

**Reported bugs**

- Frequent app crashes and freezes
- Login and authentication issues
- Inaccurate or missing account information

**Requested features**

- Improved transparency on fees and interest rates
- Better customer support and responsiveness
- More user-friendly interface and navigation


### 度小满金融

[App page](https://appshunter.io/ios/app/id1521217278)

This app offers a comprehensive financial service platform, providing internet credit, fund sales, and insurance services. It leverages AI and big data for secure lending, with transparent interest rates and flexible repayment options. Users can also explore investment products and various insurance plans.

**Highlights:** High loan limits up to 200,000 CNY, Transparent annual interest rates from 7.2%, Flexible repayment up to 12 installments, Secure personal information encryption, Curated investment products from licensed institutions, Wide range of insurance products, 1-on-1 insurance advisor service

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 京东金融 free?

京东金融 is free to download, with no in-app purchases.

### Is 度小满金融 free?

度小满金融 is free to download, with no in-app purchases.

### Which has better reviews, 京东金融 or 度小满金融?

京东金融 is rated higher. 京东金融 averages 4.4 out of 5 from 270K ratings, while 度小满金融 averages 4.2 from 54K ratings.

### Do 京东金融 or 度小满金融 have ads?

京东金融 shows ads; 度小满金融 does not.

### Which is updated more often, 京东金融 or 度小满金融?

京东金融 ships an update fortnightly, and 度小满金融 fortnightly. Most recently, 京东金融 was updated on November 9, 2026 and 度小满金融 on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*