# Frankenmuth Insurance vs HVSB

The clearest difference is rating: HVSB at 4.9 against Frankenmuth Insurance's 3.9. HVSB also leads on review sentiment (100% vs 60%) and update cadence (monthly vs every 8 months). Frankenmuth Insurance's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HVSB holds the better App Store score, 4.9 against 3.9. That said, the two scores are not equally well evidenced: HVSB has 401 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 60% of Frankenmuth Insurance's written reviews are positive against 100% of HVSB's.

Frankenmuth Insurance ships an update every 8 months, HVSB monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Frankenmuth Insurance | HVSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (15 ratings)](https://appshunter.io/ios/app/frankenmuth-insurance/id895948967/reviews) | **[4.9 (401 ratings)](https://appshunter.io/ios/app/hvsb/id1640093204/reviews)** |
| Number of ratings | 15 | **401** |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 8 MB | 177 MB |
| Requires iOS | **14.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Frankenmuth Mutual Insurance Company](https://appshunter.io/developer/895948970) | [Huron Valley State Bank](https://appshunter.io/developer/884172835) |

## What reviewers say

### Frankenmuth Insurance

[App page](https://appshunter.io/ios/app/frankenmuth-insurance/id895948967)

Manage your insurance policies and access important documents on the go. This app allows you to view policy details, pay bills, and access emergency roadside assistance. It requires registration on their website to log in and manage your account.

**Highlights:** View personal insurance policy details, Access policy documents, Save and view auto insurance ID card, Pay bills via bank account or credit card, Contact roadside assistance, Get accident scene instructions, Locate network auto repair shops

**Features:** macOS Compatibility

**In-app purchases:** none


### HVSB

[App page](https://appshunter.io/ios/app/hvsb/id1640093204)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set up alerts, make payments, and deposit checks with ease. Secure your finances with advanced authentication methods.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Frankenmuth Insurance free?

Frankenmuth Insurance is free to download, with no in-app purchases.

### Is HVSB free?

HVSB is free to download, with no in-app purchases.

### Which has better reviews, Frankenmuth Insurance or HVSB?

HVSB is rated higher. Frankenmuth Insurance averages 3.9 out of 5 from 15 ratings, while HVSB averages 4.9 from 401 ratings.

### Do Frankenmuth Insurance or HVSB have ads?

Neither Frankenmuth Insurance nor HVSB shows ads.

### Which is updated more often, Frankenmuth Insurance or HVSB?

Frankenmuth Insurance ships an update every 8 months, and HVSB monthly. Most recently, Frankenmuth Insurance was updated on November 1, 2026 and HVSB on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*