# CBT Mobile Banking MO vs PBOS Mobile

CBT Mobile Banking MO and PBOS Mobile both sit at 4.6 stars, but that hides the real split: 60% of PBOS Mobile's written reviews are positive against 30% of CBT Mobile Banking MO's. PBOS Mobile also leads on update cadence (monthly vs every 4 months). CBT Mobile Banking MO's advantage is ratings volume (1.4K vs 287) and iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PBOS Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.4K and 287 respectively. Written reviews point the same way: 30% of CBT Mobile Banking MO's written reviews are positive against 60% of PBOS Mobile's.

CBT Mobile Banking MO ships an update every 4 months, PBOS Mobile monthly. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | CBT Mobile Banking MO | PBOS Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303/reviews) | **[4.8 (287 ratings)](https://appshunter.io/ios/app/pbos-mobile/id6447651475/reviews)** |
| Number of ratings | **1.4K** | 287 |
| Positive reviews | 29.7% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 48 MB | 199 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Community Bank and Trust](https://appshunter.io/developer/465574425) | [People's Bank of Seneca](https://appshunter.io/developer/927629427) |

## What reviewers say

### CBT Mobile Banking MO

[App page](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303)

Manage your finances conveniently from your mobile device. View account balances, recent transactions, transfer funds, and pay bills securely. Locate branches and ATMs with GPS, and access automated information via Voice Banking.

**Highlights:** View account balances, View recent transactions, Transfer funds between accounts, Pay bills, Find nearest branch/ATM, Access Voice Banking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Convenient
- 👍 Awesome people

**What reviewers complain about**

- 🐛 App not working/crashing
- 🐛 Compatibility issues with latest iOS updates
- 🔒 Lack of 24/7 customer support
- 🐛 Unable to check balance/access account
- 🐛 Zelle not working properly

**Reported bugs**

- App not launching after iOS update
- Unable to update/install app
- Pasting password not working for transfers

**Requested features**

- Add debit card lock/unlock feature
- Improve Zelle integration


### PBOS Mobile

[App page](https://appshunter.io/ios/app/pbos-mobile/id6447651475)

Consolidate all your financial accounts from various institutions into one convenient view. Manage transactions with tags and notes, set balance alerts, make payments, and transfer funds. Secure your finances with passcode or biometric login.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, View and save monthly statements, Find branches and ATMs, Secure login with passcode/biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CBT Mobile Banking MO free?

CBT Mobile Banking MO is free to download, with no in-app purchases.

### Is PBOS Mobile free?

PBOS Mobile is free to download, with no in-app purchases.

### Which has better reviews, CBT Mobile Banking MO or PBOS Mobile?

PBOS Mobile is rated higher. CBT Mobile Banking MO averages 4.6 out of 5 from 1.4K ratings, while PBOS Mobile averages 4.8 from 287 ratings.

### Do CBT Mobile Banking MO or PBOS Mobile have ads?

Neither CBT Mobile Banking MO nor PBOS Mobile shows ads.

### Which is updated more often, CBT Mobile Banking MO or PBOS Mobile?

CBT Mobile Banking MO ships an update every 4 months, and PBOS Mobile monthly. Most recently, CBT Mobile Banking MO was updated on November 1, 2026 and PBOS Mobile on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*