# CBT Mobile Banking MO vs CBTbanking

The clearest difference is rating: CBTbanking at 5.0 against CBT Mobile Banking MO's 4.6. CBTbanking also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). CBT Mobile Banking MO's advantage is ratings volume (1.4K vs 4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBTbanking holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: CBT Mobile Banking MO has 1.4K ratings behind it against 4, so its average is the more settled of the two.

CBT Mobile Banking MO ships an update every 4 months, CBTbanking monthly. The most recent releases landed on October 26, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | CBT Mobile Banking MO | CBTbanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/cbtbanking/id991334532/reviews)** |
| Number of ratings | **1.4K** | 4 |
| Positive reviews | 29.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 48 MB | 155 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Community Bank and Trust](https://appshunter.io/developer/465574425) | [Citizens Bank & Trust Co Mobile](https://appshunter.io/developer/991334531) |

## What reviewers say

### CBT Mobile Banking MO

[App page](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303)

Manage your finances conveniently from your mobile device. View account balances, recent transactions, transfer funds, and pay bills securely. Locate branches and ATMs with GPS, and access automated information via Voice Banking.

**Highlights:** View account balances, View recent transactions, Transfer funds between accounts, Pay bills, Find nearest branch/ATM, Access Voice Banking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Convenient
- 👍 Awesome people

**What reviewers complain about**

- 🐛 App not working/crashing
- 🐛 Compatibility issues with latest iOS updates
- 🔒 Lack of 24/7 customer support
- 🐛 Unable to check balance/access account
- 🐛 Zelle not working properly

**Reported bugs**

- App not launching after iOS update
- Unable to update/install app
- Pasting password not working for transfers

**Requested features**

- Add debit card lock/unlock feature
- Improve Zelle integration


### CBTbanking

[App page](https://appshunter.io/ios/app/cbtbanking/id991334532)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. Requires enrollment in online banking with Citizens Bank & Trust Co.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and manage payees, Deposit checks remotely

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CBT Mobile Banking MO free?

CBT Mobile Banking MO is free to download, with no in-app purchases.

### Is CBTbanking free?

CBTbanking is free to download, with no in-app purchases.

### Which has better reviews, CBT Mobile Banking MO or CBTbanking?

CBTbanking is rated higher. CBT Mobile Banking MO averages 4.6 out of 5 from 1.4K ratings, while CBTbanking averages 5.0 from 4 ratings.

### Do CBT Mobile Banking MO or CBTbanking have ads?

Neither CBT Mobile Banking MO nor CBTbanking shows ads.

### Which is updated more often, CBT Mobile Banking MO or CBTbanking?

CBT Mobile Banking MO ships an update every 4 months, and CBTbanking monthly. Most recently, CBT Mobile Banking MO was updated on October 26, 2026 and CBTbanking on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*