# セゾンPortal/クレジット管理 vs VJAグループ　Vpassアプリ

The clearest difference is ads: VJAグループ　Vpassアプリ at none against セゾンPortal/クレジット管理's shown. VJAグループ　Vpassアプリ also leads on iOS requirement (13.0 vs 18.0). セゾンPortal/クレジット管理's advantage is update cadence (monthly vs every 7 months) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

セゾンPortal/クレジット管理 ships an update monthly, VJAグループ　Vpassアプリ every 7 months. Both last shipped on November 11, 2026.

## The numbers

| Metric | セゾンPortal/クレジット管理 | VJAグループ　Vpassアプリ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (538 ratings)](https://appshunter.io/ios/app/portal/id896132217/reviews)** | — |
| Number of ratings | **538** | — |
| Positive reviews | **29.2% of reviews** | 7.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 46 MB | 36 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Credit Saison Co., Ltd.](https://appshunter.io/developer/477411082) | [VJA Co., Ltd.](https://appshunter.io/developer/517609699) |

## What reviewers say

### セゾンPortal/クレジット管理

[App page](https://appshunter.io/ios/app/portal/id896132217)

Manage your credit card usage, points, and access exclusive deals and information. Securely log in with biometric authentication to view transaction details and track rewards. Consolidate multiple card accounts for a unified overview.

**Highlights:** View transaction details 24/7, Check永久不滅ポイント balance, Manage multiple credit cards, Receive campaign and offer notifications, Secure biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none


### VJAグループ　Vpassアプリ

[App page](https://appshunter.io/ios/app/vja-vpass/id1117189025)

Manage your credit card accounts and bank information from VJA member companies. Check spending, points, and account balances easily. Receive notifications for transactions and spending limits to help with budgeting.

**Highlights:** Auto-login with Touch ID/Face ID, View payment amounts and point balances, Manage withdrawal accounts and assets, Transaction notifications, Spending limit alerts, Household budget management integration

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to understand
- 👍 Useful for consolidating credit cards and bank accounts
- 👍 Ability to edit credit card statement titles and add notes
- 🚀 Significantly improved from the old app
- 🚀 Intuitive and elegant interface

**What reviewers complain about**

- 🐛 Cannot log in
- 🐛 App does not start
- 🐛 App crashes
- 🐛 Login fails even with correct credentials
- 🐛 Frequent login issues after updates

**Reported bugs**

- Login fails even with correct ID and password
- App crashes when opening specific pages (e.g., point exchange)
- App does not start or opens to a black screen
- SMS or phone verification codes are not received
- Login state is not maintained, requiring frequent re-login

**Requested features**

- Allow multiple financial institutions to be logged in simultaneously
- Improve explanation for web registration requirement before downloading
- Support for newer iOS versions (e.g., iOS 15+)


## Frequently asked questions

### Is セゾンPortal/クレジット管理 free?

セゾンPortal/クレジット管理 is free to download, with no in-app purchases.

### Is VJAグループ　Vpassアプリ free?

VJAグループ　Vpassアプリ is free to download, with no in-app purchases.

### Do セゾンPortal/クレジット管理 or VJAグループ　Vpassアプリ have ads?

セゾンPortal/クレジット管理 shows ads; VJAグループ　Vpassアプリ does not.

### Which is updated more often, セゾンPortal/クレジット管理 or VJAグループ　Vpassアプリ?

セゾンPortal/クレジット管理 ships an update monthly, and VJAグループ　Vpassアプリ every 7 months. Most recently, セゾンPortal/クレジット管理 was updated on November 11, 2026 and VJAグループ　Vpassアプリ on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*