# PAYQR vs Займы онлайн

The clearest difference is rating: PAYQR at 5.0 against Займы онлайн's 4.0. PAYQR also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PAYQR holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively.

PAYQR ships an update every 3 weeks, Займы онлайн every 2 weeks. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | PAYQR | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/payqr/id896434291/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/id6790469708/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | 53.8% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 32 MB | 9 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FIT, OOO](https://appshunter.io/developer/891219435) | [MERGA, OOO](https://appshunter.io/developer/6790469710) |

## What reviewers say

### PAYQR

[App page](https://appshunter.io/ios/app/payqr/id896434291)

Easily pay bills by photographing organization details. This free application simplifies payments through your phone, offering a quick and efficient way to manage your financial obligations.

**Highlights:** Pay bills by organization details, Use phone photography for payments, Free to download and use, Streamlined payment process, Supports iPhone and iPad

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6790469708)

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

**Highlights:** Fast loan application, Funds transferred to bank card, 24/7 application processing, Quick decision-making, Individual loan terms

**In-app purchases:** none


## Frequently asked questions

### Is PAYQR free?

PAYQR is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, PAYQR or Займы онлайн?

PAYQR is rated higher. PAYQR averages 5.0 out of 5 from 5 ratings, while Займы онлайн averages 4.0 from 4 ratings.

### Do PAYQR or Займы онлайн have ads?

Займы онлайн shows ads; PAYQR does not.

### Which is updated more often, PAYQR or Займы онлайн?

PAYQR ships an update every 3 weeks, and Займы онлайн every 2 weeks. Most recently, PAYQR was updated on October 8, 2026 and Займы онлайн on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*