# IKB mToken vs Genius by InterCapital

The clearest difference is update cadence: Genius by InterCapital at every 4 weeks against IKB mToken's every 4 months. IKB mToken's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IKB mToken ships an update every 4 months, Genius by InterCapital every 4 weeks. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IKB mToken | Genius by InterCapital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/genius-by-intercapital/id1499823028/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 20 MB | 144 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banksoft d.o.o.](https://appshunter.io/developer/544695525) | [InterCapital Asset Management](https://appshunter.io/developer/1499823027) |

## What reviewers say

### IKB mToken

[App page](https://appshunter.io/ios/app/ikb-mtoken/id896649689)

**Features:** macOS Compatibility

**In-app purchases:** none


### Genius by InterCapital

[App page](https://appshunter.io/ios/app/genius-by-intercapital/id1499823028)

This app offers a simple and flexible way to invest long-term in global and regional ETFs. It provides diversified ETF portfolios, options for smart cash management, and ETF savings plans. Ideal for both beginners and experienced investors.

**Highlights:** Diversified ETF portfolios, ETF savings plans, Smart cash management, Investment in gold via ETF, User-tailored risk tolerance, Low minimum investment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IKB mToken free?

IKB mToken is free to download, with no in-app purchases.

### Is Genius by InterCapital free?

Genius by InterCapital is free to download, with no in-app purchases.

### Do IKB mToken or Genius by InterCapital have ads?

Neither IKB mToken nor Genius by InterCapital shows ads.

### Which is updated more often, IKB mToken or Genius by InterCapital?

IKB mToken ships an update every 4 months, and Genius by InterCapital every 4 weeks. Most recently, IKB mToken was updated on October 15, 2026 and Genius by InterCapital on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*