# IKB mToken vs LAQO

The clearest difference is update cadence: LAQO at monthly against IKB mToken's every 4 months. IKB mToken's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IKB mToken ships an update every 4 months, LAQO monthly. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IKB mToken | LAQO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (8 ratings)](https://appshunter.io/ios/app/laqo/id1533078353/reviews)** |
| Number of ratings | — | **8** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | — | Free |
| Size | 20 MB | 141 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Banksoft d.o.o.](https://appshunter.io/developer/544695525) | [Croatia osiguranje d.d.](https://appshunter.io/developer/1465721957) |

## What reviewers say

### IKB mToken

[App page](https://appshunter.io/ios/app/ikb-mtoken/id896649689)

**Features:** macOS Compatibility

**In-app purchases:** none


### LAQO

[App page](https://appshunter.io/ios/app/laqo/id1533078353)

Manage all your insurance policies digitally, from vehicle and travel to pet and home. Easily file claims, renew policies with a single click, and benefit from usage-based discounts. Participate in programs that reward responsible driving and secure your property.

**Highlights:** Digital policy management, Easy claim filing, One-click policy renewal, Usage-based discounts, Responsible driving rewards, Travel insurance, Pet insurance, Home insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IKB mToken free?

IKB mToken is free to download, with no in-app purchases.

### Is LAQO free?

LAQO is free to download, with no in-app purchases.

### Do IKB mToken or LAQO have ads?

Neither IKB mToken nor LAQO shows ads.

### Which is updated more often, IKB mToken or LAQO?

IKB mToken ships an update every 4 months, and LAQO monthly. Most recently, IKB mToken was updated on October 15, 2026 and LAQO on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*