# Money Manager vs PayTracker

The clearest difference is ads: Money Manager at none against PayTracker's shown. Money Manager also leads on device support (3 vs 1) and iOS requirement (13 vs 17.0). PayTracker's advantage is update cadence (every 10 days vs every 2 months). On price and in-app purchases there is nothing between them.

Both are free to download. Money Manager sells 5 in-app purchases, starting at $0.99 per month and PayTracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Money Manager ships an update every 2 months, PayTracker every 10 days. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Money Manager | PayTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (17 ratings)](https://appshunter.io/ios/app/money-manager-spending-tracker/id897334683/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | 77.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 151 MB | 6 MB |
| Requires iOS | **13** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MISA JSC](https://appshunter.io/developer/518190309) | [Hiroto Nakamura](https://appshunter.io/developer/1845758525) |

## What reviewers say

### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spending-tracker/id897334683)

Manage your personal finances with this app. Track income and expenses, set budgets, manage debts, and forecast your financial future. It offers data protection and synchronization across devices.

**Highlights:** Track daily income/expense, Manage cash flow, Set budgets, Manage debts and loans, Create financial statements, Forecast future finances, Data synchronization across devices

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Keeper Premium Monthly | $0.99 | per month |
| Premium Monthly | $1.99 | per month |
| Money Keeper Premium Monthly | $3.99 | per year |
| Premium Yearly | $6.99 | per year |
| Lifetime Premium | $8.99 | one-time |


### PayTracker

[App page](https://appshunter.io/ios/app/paytracker-visualize-payment/id6754894020)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTracker Pro (Monthly) | $1.99 | per month |
| PayTracker Pro (Annual) | $17.99 | per year |


## Frequently asked questions

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Is PayTracker free?

PayTracker is free to download, with in-app purchases available.

### Do Money Manager or PayTracker have ads?

PayTracker shows ads; Money Manager does not.

### Which is updated more often, Money Manager or PayTracker?

Money Manager ships an update every 2 months, and PayTracker every 10 days. Most recently, Money Manager was updated on October 14, 2026 and PayTracker on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*