# Money Manager vs SpendByMe

The clearest difference is update cadence: SpendByMe at every 5 days against Money Manager's every 2 months. Money Manager's advantage is review sentiment (78% vs 59%) and iOS requirement (13 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Money Manager sells 5 in-app purchases, starting at $0.99 per month and SpendByMe sells 7 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Money Manager ships an update every 2 months, SpendByMe every 5 days. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Money Manager | SpendByMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (17 ratings)](https://appshunter.io/ios/app/money-manager-spending-tracker/id897334683/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | **77.8% of reviews** | 58.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 151 MB | 90 MB |
| Requires iOS | **13** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MISA JSC](https://appshunter.io/developer/518190309) | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) |

## What reviewers say

### Money Manager

[App page](https://appshunter.io/ios/app/money-manager-spending-tracker/id897334683)

Manage your personal finances with this app. Track income and expenses, set budgets, manage debts, and forecast your financial future. It offers data protection and synchronization across devices.

**Highlights:** Track daily income/expense, Manage cash flow, Set budgets, Manage debts and loans, Create financial statements, Forecast future finances, Data synchronization across devices

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Keeper Premium Monthly | $0.99 | per month |
| Premium Monthly | $1.99 | per month |
| Money Keeper Premium Monthly | $3.99 | per year |
| Premium Yearly | $6.99 | per year |
| Lifetime Premium | $8.99 | one-time |


### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


## Frequently asked questions

### Is Money Manager free?

Money Manager is free to download, with in-app purchases available.

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Do Money Manager or SpendByMe have ads?

Neither Money Manager nor SpendByMe shows ads.

### Which is updated more often, Money Manager or SpendByMe?

Money Manager ships an update every 2 months, and SpendByMe every 5 days. Most recently, Money Manager was updated on October 29, 2026 and SpendByMe on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*