# MasterCard Concierge vs Fingerhut Mobile

The clearest difference is review sentiment: Fingerhut Mobile at 47% against MasterCard Concierge's 5%. Fingerhut Mobile also leads on rating (4.8 vs 1.7) and ratings volume (94K vs 61). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fingerhut Mobile holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: Fingerhut Mobile has 94K ratings behind it against 61, so its average is the more settled of the two. Written reviews point the same way: 5% of MasterCard Concierge's written reviews are positive against 47% of Fingerhut Mobile's.

MasterCard Concierge ships an update every 3 months, Fingerhut Mobile monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MasterCard Concierge | Fingerhut Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (61 ratings)](https://appshunter.io/ios/app/mastercard-concierge/id898290816/reviews) | **[4.8 (94K ratings)](https://appshunter.io/ios/app/fingerhut-mobile/id1047304828/reviews)** |
| Number of ratings | 61 | **94K** |
| Positive reviews | 4.6% of reviews | **47.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 36 MB | 29 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) | [Bluestem Brands](https://appshunter.io/developer/1047304827) |

## What reviewers say

### MasterCard Concierge

[App page](https://appshunter.io/ios/app/mastercard-concierge/id898290816)

This app acts as a personal concierge for select U.S. Mastercard World and World Elite Credit Card cardholders. It helps book and arrange experiences, offers special privileges and discounts in favorite cities, and provides city guides for dining, shopping, and events.

**Highlights:** Personal concierge services, Booking and arrangement of experiences, Access to special privileges and offers, City guides for nightlife, dining, shopping, hotels, events, Self-serve dining booking, Recommendations for local attractions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Access to concierge service
- 💡 City guides available

**What reviewers complain about**

- 🐛 App constantly crashing
- 🐛 App not working
- 🐛 Login issues
- 🐛 Card validation errors
- 🐛 Ineligible card messages

**Reported bugs**

- App crashes frequently
- App does not load data
- Login loop when requesting verification code
- Submit button not accessible on iPhone SE
- Card validation errors (invalid card, not eligible)

**Requested features**

- Support for Canadian MasterCards
- Fix card validation issues
- Improve app optimization for all devices
- Update app functionality
- Provide clear eligibility criteria


### Fingerhut Mobile

[App page](https://appshunter.io/ios/app/fingerhut-mobile/id1047304828)

Manage your credit accounts and make payments conveniently. View your available credit, current balance, and past payment history. Set up recurring payments for your Fingerhut Fetti and Advantage accounts.

**Highlights:** View available credit, Check current balance, Make payments, Setup recurring payments, View past payments, Set up Face ID/Touch ID

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Helps build credit
- 🛒 Great for shopping
- ⚡️ Fast and easy to use
- 👍 User-friendly app
- 🚚 Fast shipping

**What reviewers complain about**

- 🔍 Difficult to navigate app
- 🛒 Overpriced products
- 🔒 Issues with login/2FA
- 🔁 Endless login loop
- 📦 Problems with orders/deliveries

**Reported bugs**

- App freezes and crashes
- Blank screens and loading issues
- Incorrect account information

**Requested features**

- Back button functionality
- Improved search and filtering
- Seamless login experience
- Better order tracking


## Frequently asked questions

### Is MasterCard Concierge free?

MasterCard Concierge is free to download, with no in-app purchases.

### Is Fingerhut Mobile free?

Fingerhut Mobile is free to download, with no in-app purchases.

### Which has better reviews, MasterCard Concierge or Fingerhut Mobile?

Fingerhut Mobile is rated higher. MasterCard Concierge averages 1.7 out of 5 from 61 ratings, while Fingerhut Mobile averages 4.8 from 94K ratings.

### Do MasterCard Concierge or Fingerhut Mobile have ads?

Neither MasterCard Concierge nor Fingerhut Mobile shows ads.

### Which is updated more often, MasterCard Concierge or Fingerhut Mobile?

MasterCard Concierge ships an update every 3 months, and Fingerhut Mobile monthly. Most recently, MasterCard Concierge was updated on November 1, 2026 and Fingerhut Mobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*