# Budget Planner vs Moni Note

The clearest difference is ads: Budget Planner at none against Moni Note's shown. Budget Planner also leads on ratings volume (757 vs 9). Moni Note's advantage is update cadence (every 9 days vs every 3 weeks). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget Planner sells 10 in-app purchases, starting at $1.99 per 7 days and Moni Note sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Budget Planner against 4.6 for Moni Note. That said, the two scores are not equally well evidenced: Budget Planner has 757 ratings behind it against 9, so its average is the more settled of the two.

Budget Planner ships an update every 3 weeks, Moni Note every 9 days. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Budget Planner | Moni Note |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (757 ratings)](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647/reviews)** | [4.6 (9 ratings)](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996/reviews) |
| Number of ratings | **757** | 9 |
| Positive reviews | 76.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 140 MB | 86 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hermann Wagenleitner](https://appshunter.io/developer/543089550) | [Khang Nguyen Ho Truong](https://appshunter.io/developer/1626029998) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647)

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

**Highlights:** Quick transaction adding, Customizable accounts and categories, Device synchronization, Flexible budget settings, Scheduled transactions, Interactive reports, Security code on launch

**Features:** Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Flow PRO | $1.99 | per 7 days |
| Money Flow PRO | $3.99 | per month |
| Money Flow PRO | $4.99 | per month |
| Money Flow PRO | $16.99 | per year |
| Money Flow PRO | $24.99 | per year |
| Money Flow PRO | $19.99 | one-time |
| Money Flow PRO | $24.99 | one-time |
| Money Flow PRO | $34.99 | one-time |
| Money Flow PRO | $39.99 | one-time |
| Money Flow PRO | $49.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Customizable categories
- 🚀 Straightforward money tracking
- 🔒 Secure data storage
- 💡 Detailed expense reports

**What reviewers complain about**

- 🐛 Sync issues between devices
- 💰 Subscription model
- 🔍 Limited search/filtering options
- 🕰️ Lack of projected balance view
- 🔀 Difficulty rearranging transactions

**Reported bugs**

- Disappearing expense categories
- Crashes when generating reports
- Incorrect transaction dates
- Issues with CSV import/export

**Requested features**

- Calendar view for transactions
- Ability to mark transactions as cleared
- Recurring bill management
- Widgets and shortcuts for quicker entry
- Multi-user support and family sharing


### Moni Note

[App page](https://appshunter.io/ios/app/moni-note-expense-tracker/id1626029996)

Easily track your income and expenses with an intuitive interface. Automatically categorize spending, secure your data with cloud backup, and sync across devices. Take control of your finances with smart tools.

**Highlights:** Easy expense and income recording, Smart categorization of spending, Secure cloud data backup, Sync data across multiple devices, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $19.99 | per year |


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is Moni Note free?

Moni Note is free to download, with in-app purchases available.

### Which has better reviews, Budget Planner or Moni Note?

Budget Planner is rated higher. Budget Planner averages 4.7 out of 5 from 757 ratings, while Moni Note averages 4.6 from 9 ratings.

### Do Budget Planner or Moni Note have ads?

Moni Note shows ads; Budget Planner does not.

### Which is updated more often, Budget Planner or Moni Note?

Budget Planner ships an update every 3 weeks, and Moni Note every 9 days. Most recently, Budget Planner was updated on November 11, 2026 and Moni Note on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*