# Budget Planner vs Quartzo

The clearest difference is rating: Budget Planner at 4.7 against Quartzo's 4.3. Budget Planner also leads on ratings volume (755 vs 4) and review sentiment (76% vs 67%). Quartzo's advantage is update cadence (weekly vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Budget Planner sells 10 in-app purchases, starting at $1.99 per 7 days and Quartzo sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Planner holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Budget Planner has 755 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 76% of Budget Planner's written reviews are positive against 67% of Quartzo's.

Budget Planner ships an update every 3 weeks, Quartzo weekly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Budget Planner | Quartzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (755 ratings)](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514/reviews) |
| Number of ratings | **755** | 4 |
| Positive reviews | **76.2% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 139 MB | 43 MB |
| Requires iOS | **15.0** | 18.5 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Hermann Wagenleitner](https://appshunter.io/developer/543089550) | [Rafael Ramos](https://appshunter.io/developer/1654347075) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647)

Easily track your income and expenses to manage your finances. Offers customizable accounts, flexible budgeting, and secure synchronization across devices. Visualize your financial health with powerful reports and helpful tools.

**Highlights:** Quick transaction adding, Customizable accounts and categories, Device synchronization, Flexible budget settings, Scheduled transactions, Interactive reports, Security code on launch

**Features:** Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Flow PRO | $1.99 | per 7 days |
| Money Flow PRO | $3.99 | per month |
| Money Flow PRO | $4.99 | per month |
| Money Flow PRO | $16.99 | per year |
| Money Flow PRO | $24.99 | per year |
| Money Flow PRO | $19.99 | one-time |
| Money Flow PRO | $24.99 | one-time |
| Money Flow PRO | $34.99 | one-time |
| Money Flow PRO | $39.99 | one-time |
| Money Flow PRO | $49.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💡 Customizable categories
- 🚀 Straightforward money tracking
- 🔒 Secure data storage
- 💡 Detailed expense reports

**What reviewers complain about**

- 🐛 Sync issues between devices
- 💰 Subscription model
- 🔍 Limited search/filtering options
- 🕰️ Lack of projected balance view
- 🔀 Difficulty rearranging transactions

**Reported bugs**

- Disappearing expense categories
- Crashes when generating reports
- Incorrect transaction dates
- Issues with CSV import/export

**Requested features**

- Calendar view for transactions
- Ability to mark transactions as cleared
- Recurring bill management
- Widgets and shortcuts for quicker entry
- Multi-user support and family sharing


### Quartzo

[App page](https://appshunter.io/ios/app/quartzo-bill-organizer/id6446209514)

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

**Highlights:** Multiple wallets for account organization, Expense categorization, Automated recurring transaction recording, Customizable expense notifications, iCloud backup for data security, Home screen widgets for quick viewing and addition, Apple Pay transaction recognition integration

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quartzo Pro: Monthly | $3.99 | per month |
| Quartzo Pro: Annually | $14.99 | per year |
| Quartzo Pro: Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is Quartzo free?

Quartzo is free to download, with in-app purchases available.

### Which has better reviews, Budget Planner or Quartzo?

Budget Planner is rated higher. Budget Planner averages 4.7 out of 5 from 755 ratings, while Quartzo averages 4.3 from 4 ratings.

### Do Budget Planner or Quartzo have ads?

Neither Budget Planner nor Quartzo shows ads.

### Which is updated more often, Budget Planner or Quartzo?

Budget Planner ships an update every 3 weeks, and Quartzo weekly. Most recently, Budget Planner was updated on November 6, 2026 and Quartzo on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*