# CGB Mobile vs Waypoint Mobile Banking

CGB Mobile and Waypoint Mobile Banking both sit at 4.8 stars, but that hides the real split: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's. CGB Mobile also leads on ratings volume (2.6K vs 377). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CGB Mobile against 4.8 for Waypoint Mobile Banking. That said, the two scores are not equally well evidenced: CGB Mobile has 2.6K ratings behind it against 377, so its average is the more settled of the two. Written reviews are what separate them: 72% of CGB Mobile's written reviews are positive against 46% of Waypoint Mobile Banking's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | CGB Mobile | Waypoint Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/cgb-mobile/id901486438/reviews)** | [4.8 (377 ratings)](https://appshunter.io/ios/app/waypoint-mobile-banking/id1240940545/reviews) |
| Number of ratings | **2.6K** | 377 |
| Positive reviews | **71.9% of reviews** | 46.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 106 MB | 177 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Chelsea Groton Bank](https://appshunter.io/developer/901486441) | [CorePlus Federal Credit Union](https://appshunter.io/developer/1240940544) |

## What reviewers say

### CGB Mobile

[App page](https://appshunter.io/ios/app/cgb-mobile/id901486438)

Manage your finances on the go with this comprehensive banking app. It allows you to check balances, deposit checks, pay bills, transfer funds, track spending, and even apply for loans. Security features like passcode, Face ID, and fingerprint scanning ensure your information is protected.

**Highlights:** Check account balances, Deposit checks remotely, Manage and pay bills, Transfer funds between accounts, Track spending and finances, Apply for loans, Card controls and alerts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great customer service
- 💡 Improved digital banking experience
- 🚀 Easy to use app
- 🚀 Convenient banking on the go

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Slow app performance
- 🐛 Compatibility issues with older devices

**Reported bugs**

- App not opening on iPhone XS
- App not working after recent update

**Requested features**

- Restore Touch ID functionality
- Improve app stability and load times


### Waypoint Mobile Banking

[App page](https://appshunter.io/ios/app/waypoint-mobile-banking/id1240940545)

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and send money securely. Enjoy quick and safe access with biometric login options.

**Highlights:** Account management, Mobile check deposit, Fund transfers, Bill pay, Send money with Zelle®, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy mobile banking
- 👍 Helpful customer service
- 👍 Straightforward transfers

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Slow and unreliable app performance
- 🐛 Confusing user interface

**Reported bugs**

- Continuous login loop
- Inability to view account details or make transfers
- Face ID feature not working as expected

**Requested features**

- Improve app stability and reliability
- Enhance user interface for better usability
- Add more features for managing accounts and loans


## Frequently asked questions

### Is CGB Mobile free?

CGB Mobile is free to download, with no in-app purchases.

### Is Waypoint Mobile Banking free?

Waypoint Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, CGB Mobile or Waypoint Mobile Banking?

CGB Mobile is rated higher. CGB Mobile averages 4.8 out of 5 from 2.6K ratings, while Waypoint Mobile Banking averages 4.8 from 377 ratings.

### Do CGB Mobile or Waypoint Mobile Banking have ads?

Neither CGB Mobile nor Waypoint Mobile Banking shows ads.

### Which is updated more often, CGB Mobile or Waypoint Mobile Banking?

CGB Mobile ships an update every 3 months, and Waypoint Mobile Banking every 3 months. Most recently, CGB Mobile was updated on October 29, 2026 and Waypoint Mobile Banking on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*