# Balance Sheet vs MTB Pay

The clearest difference is review sentiment: MTB Pay at 100% against Balance Sheet's 0%. MTB Pay also leads on price (Free vs $0.99) and rating (4.9 vs 1.0). Balance Sheet's advantage is update cadence (every 6 weeks vs every 4 months). On ads, device support and iOS requirement there is nothing between them.

MTB Pay is free to download; Balance Sheet costs $0.99 up front. Balance Sheet sells 10 one-off in-app purchases. MTB Pay asks for nothing beyond the download.

MTB Pay holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: MTB Pay has 10 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Balance Sheet's written reviews are positive against 100% of MTB Pay's.

Balance Sheet ships an update every 6 weeks, MTB Pay every 4 months. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Balance Sheet | MTB Pay |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/balance-sheet/id901757157/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | 2 | **10** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 4 months |
| Monetization | Paid | **Free** |
| Size | 25 MB | 74 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Manu Gupta](https://appshunter.io/developer/806110625) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### Balance Sheet

[App page](https://appshunter.io/ios/app/balance-sheet/id901757157)

This tool helps business owners and financial professionals create and manage financial balance sheets. It offers templates, an easy-to-use spreadsheet interface, and local saving for your financial data. Export your balance sheets as PDF or CSV files for easy sharing.

**Highlights:** Balance sheet templates, Easy spreadsheet entry, Multiple worksheet tabs, Local device saving, Export as PDF/CSV, Email balance sheets, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Send 10 PDFs | $0.99 | one-time |
| Send 25 PDFs | $0.99 | one-time |
| Save 10 files to Balance Sheet Web Application | $0.99 | one-time |
| Share 10 PDFs via Facebook,Twitter,WhatsApp and SMS | $0.99 | one-time |
| Email 10 PDFs via Gmail | $0.99 | one-time |
| Send 50 PDFs | $2.99 | one-time |
| 10 times Save as, Print and Email | $2.99 | one-time |
| Send 100 PDFs | $3.99 | one-time |
| 500 times Save as, Print and Email | $4.99 | one-time |
| 1000 times Save as, Print and Email | $6.99 | one-time |


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is Balance Sheet free?

Balance Sheet costs $0.99, and also offers in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, Balance Sheet or MTB Pay?

MTB Pay is rated higher. Balance Sheet averages 1.0 out of 5 from 2 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do Balance Sheet or MTB Pay have ads?

Neither Balance Sheet nor MTB Pay shows ads.

### Which is updated more often, Balance Sheet or MTB Pay?

Balance Sheet ships an update every 6 weeks, and MTB Pay every 4 months. Most recently, Balance Sheet was updated on October 14, 2026 and MTB Pay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*