# NIMB Smart vs MCOOP

The clearest difference is rating: MCOOP at 5.0 against NIMB Smart's 3.4. NIMB Smart's advantage is ratings volume (61 vs 2) and iOS requirement (12.4 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCOOP holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: NIMB Smart has 61 ratings behind it against 2, so its average is the more settled of the two.

NIMB Smart ships an update monthly, MCOOP every 2 months. The most recent releases landed on September 5, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | NIMB Smart | MCOOP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (61 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/mcoop/id1457937874/reviews)** |
| Number of ratings | **61** | 2 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 173 MB | 114 MB |
| Requires iOS | **12.4** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) | [Zinob Inc. Pvt. Ltd.](https://appshunter.io/developer/1457937873) |

## What reviewers say

### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### MCOOP

[App page](https://appshunter.io/ios/app/mcoop/id1457937874)

This app provides mobile banking solutions for cooperative members. It allows users to manage savings, loans, and share statements, as well as make bill payments and mobile top-ups. Customers can create accounts using credentials provided by their registered cooperative.

**Highlights:** Manage savings statements, View loan statements, Access share statements, Account to account transfers, Mobile top-up, Bill payments (landline, internet, TV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Is MCOOP free?

MCOOP is free to download, with no in-app purchases.

### Which has better reviews, NIMB Smart or MCOOP?

MCOOP is rated higher. NIMB Smart averages 3.4 out of 5 from 61 ratings, while MCOOP averages 5.0 from 2 ratings.

### Do NIMB Smart or MCOOP have ads?

Neither NIMB Smart nor MCOOP shows ads.

### Which is updated more often, NIMB Smart or MCOOP?

NIMB Smart ships an update monthly, and MCOOP every 2 months. Most recently, NIMB Smart was updated on September 5, 2026 and MCOOP on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*