# NIMB Smart vs Chhimek

The clearest difference is rating: Chhimek at 4.0 against NIMB Smart's 3.4. NIMB Smart's advantage is ratings volume (63 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chhimek holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: NIMB Smart has 63 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NIMB Smart | Chhimek |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (63 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/chhimek-mobank/id6444212136/reviews)** |
| Number of ratings | **63** | 1 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 186 MB | 57 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) | [MoFin](https://appshunter.io/developer/1612006103) |

## What reviewers say

### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### Chhimek

[App page](https://appshunter.io/ios/app/chhimek-mobank/id6444212136)

Manage your finances on the go with this mobile banking application. View account details, check balances, and perform various transactions securely. Designed for users of financial institutions.

**Highlights:** View account details, Check balance statements, Perform various transactions, Secure mobile banking, Financial institution access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Is Chhimek free?

Chhimek is free to download, with no in-app purchases.

### Which has better reviews, NIMB Smart or Chhimek?

Chhimek is rated higher. NIMB Smart averages 3.4 out of 5 from 63 ratings, while Chhimek averages 4.0 from 1 ratings.

### Do NIMB Smart or Chhimek have ads?

Neither NIMB Smart nor Chhimek shows ads.

### Which is updated more often, NIMB Smart or Chhimek?

NIMB Smart ships an update monthly, and Chhimek monthly. Most recently, NIMB Smart was updated on November 1, 2026 and Chhimek on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*